Obviously you have not read faizul ridzuan book. An average chap accumulating massive portfolio. Read his story again, he borrowed to his max thus came to sg to earn bigger currency and at the same time jv w partners. Do you think the partners are so stupid to invest w him if he is so dumb like whst you guys assumed? It is like a private investment fund but just investing with close friends and partners.

We submit income tax and pay tax as we believe the more tax you pay, the higher chance of you getting bigger loan. Shows you are profitable.

I can vouch that his family is not rich. Read the story, dad is in navy, a government servant.

Don't blame your parents for not being rich to give you success you desire but work for your damn own success. No risk no gain. Most ppl regret for things they did not do rather than things they did.