Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 EPF DIVIDEND, EPF

views
     
roarus
post Feb 15 2019, 03:08 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
Likely declare over the weekend

user posted image
roarus
post Sep 16 2019, 08:09 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(nexona88 @ Sep 16 2019, 06:18 PM)
Don't know if u guys realized or not..
There's this one investment guru.. that I always see in FB ads...

He says EPF is kinda "Haram" not following shariah rules... Example is Genting Plantation... He says yes EPF Don't invest in Genting but the initial $$ does come from it.. so whatever profit from Genting Plantation is considered "not clean"... So now promoting Pre-IPO shariah compliant investment....

And best part. There's many fall for it too...
*
Should post comment say one click button can switch to Shariah EPF account via EPF portal instead of following Elmer Fudd on a wild 'Wabbit' hunt tongue.gif
roarus
post Dec 30 2019, 06:41 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
My cincai guess: 5.25 - 5.5%, maybe Syariah will shine brighter at 5.7% due to main trio bank tumbling share price and thus prevent anak sendiri ditirikan issue
roarus
post Feb 6 2020, 03:42 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(bronkos @ Feb 6 2020, 03:17 PM)
3 hours maintenance too short to be suspected as dividend announcement day.

but I hope I was wrong coz I am looking forward to the announcement.
*
At most also probably you wait the following weekend, normally mid Feb is the announcement
roarus
post Feb 10 2020, 02:27 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(ongonglai89 @ Feb 10 2020, 01:33 PM)
lol... why everybody so anticipating on the dividend announcement? It is not like we can change anything before the announcement.

And even after the announcement, we still will contribute to EPF
*
To see a bump in our networth in Excel, and to confirm if Jan contribution is in laugh.gif
roarus
post Feb 11 2020, 01:57 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(TheEquatorian @ Feb 11 2020, 01:40 PM)
Is your January contribution already credited?
*
After dividend announce only can see the entries for 2020
roarus
post Feb 11 2020, 07:52 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(TheEquatorian @ Feb 11 2020, 07:46 PM)
You are able to see it through your withdrawal eligibility. That is usually updated.
*
Cool trick. Thanks, haven't noticed that before!
roarus
post Feb 22 2020, 12:43 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
5.45%, app can login and amount reflected already
roarus
post Feb 22 2020, 12:46 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(nexona88 @ Feb 22 2020, 12:44 PM)
Damn..
Seriously it's really off my target yo 😣
*
Higher than my conservative 5-5.25% expectation actually
roarus
post Feb 22 2020, 01:07 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(bronkos @ Feb 22 2020, 12:53 PM)
Not worth the self contribution anymore since it's lesser than asnb.
*
I'm bracing for 4 - 4.5% for non-bumi ASM funds

QUOTE(bronkos @ Feb 22 2020, 12:59 PM)
epf self contribution is worth it if one is near to retirement or already over 55.
*
For myself, I'm topping up 1% to make employee/employer portion the same. Doesn't hurt my present self much when done monthly but I believe it'll be something my future self will be thankful for.
roarus
post Feb 22 2020, 03:07 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(sky18 @ Feb 22 2020, 02:45 PM)
I still can't relate why ppl wanted to mix financial with religion. Why bothered spend so much money and efforts on introducing and maintaining Islamic banking system while most of elements and fundamental are copied from conventional banking. Backend IT system still back in 0 and 1 logic.

Do we see any country in the world pushing hard for Christian or Buddish Banking? Or such thing really exist? If there are God exist as per respective religion, are these God really bothered much on MONEY matters that created by human.

Well, that it as my self mumbling with no intentions to offend those believes in such system. (Off topic)
*
End of the day, all investors seek the same thing: for returns and to sleep well at night.

I see it as opportunity for capital to flow into Malaysia. Malaysia holds a pretty big pie in global Islamic financing, especially sukuk.
roarus
post Mar 7 2020, 08:45 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
It seems you're better off doing the 4% as self contribution, if you employer drags your EPF contribution to the middle of following month (cutoff date)

E.g. Apr 2020 first month take effect

Employer submits your share of 11%:
- salary 25th of Apr
- employer submits 11% mid of May - dividend for 1 day of May and full month subsequently

Self contribute 4%, employer submits your share of 7%:
- salary 25th of Apr
- self contribute 4% before end of Apr - dividend for 1 day of Apr and full month subsequently
- employer submits 7% mid of May - dividend for 1 day of May and full month subsequently

Do correct me if I'm wrong
roarus
post Oct 15 2020, 09:45 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
I support model for:
- having medical allocation *less strain to subsidise medical, plus private insurance companies been enjoying for far too long
- higher % for first x amount *Or have is same as minimum savings amount
- higher % for people above certain age *I think should have cap though like 2mil

This post has been edited by roarus: Oct 15 2020, 09:46 PM
roarus
post Feb 16 2021, 05:17 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
tikam guess: 4.5% and next week only announce
roarus
post Mar 28 2021, 04:21 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
QUOTE(labtec @ Mar 28 2021, 04:15 PM)
this year the kwsp website do not let people to download year 2020 statement in pdf file?
*
Did you check before dividend declaration date? Under "My Account", select year "2020", click "Search" and scroll down the page should see the "Print/Download Statement:" option for "Summary Statement" or "Detail Statement"
roarus
post Jun 24 2021, 10:59 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
I'm ok with tier, to a certain limit.

Like Singapore CPF has extra % for first 60k, their basic retirement sum is 90k-ish (reviewed yearly).

Our EPF has set basic savings amount at 240k (2019), so extra % for first 160k to 200k seems fair enough.
roarus
post Sep 7 2021, 07:58 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
Just sharing a question I submitted to EPF on self contribution. Mainly I was curious whether I can rebalance EPF with my international portfolio after retirement age.

Question:
Can I still perform self contribution after retirement age of 60?

Answer:
We wish to inform you that Malaysian members below age 75 years may do Self-Contribution payment to top up own EPF account aside mandatory contribution. You may contribute for any amount at any time but not more than RM60,000.00 per year.
roarus
post Feb 15 2023, 11:52 PM

Regular
******
Senior Member
1,042 posts

Joined: Jan 2003
1. CommodoreAmiga - 5.3%
2. netcrawler - 6%
3. Mroys@lyn - 5.25%
4. Xander2k8 - 5.25%
5. romuluz777 - 5.65%
6. optional1988 - 5.8%
7. ikanbilis - 5.5%
8. Human Nature - 5.55%
9. Unkerpanjang - 1.0%, wife oledi taken anything in excess.
10. prophetjul - 5.75...
11. honsiong - 7.2%
12. Wolves - 5.25%
13. lembu goreng - 5.85%
14. roarus - 5.5%

 

Change to:
| Lo-Fi Version
0.0581sec    0.68    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 10:34 PM