I'm gonna go with 6.35.

I'm guessing 6.3 to 6.5   

don't worry, later another economist would come with higher rate saying jibby policy is good for EPF

I'll take a mid-position - 5.75%. 

oh the 'MSLM' guy ah seriously tak boleh pakai one. Last year his name top 10 google search in malaysia

judging from the current economy situation, it's gonna be 5.25%...

My HR and Accounts department opined to maintain status quo at 11% because:

I) They don't want the extra work to change this and that

II) They said is only a short term thing (21 mths).

III) 3% drop is actually not a lot for low salary. Most of the small wage owner will get less than RM 100 extra in their pocket. For larger wage owner, they don't f3cking care that extra 3% in their pocket.

Xuzen

NB: Point III) is my opinion.

Hmm...

Today my whole company received an email with the kwsp for attached for those who want to maintain 11% contribution.

I'm now considering whether to go ahead with 8%, and use the 3% in my home loan (4.65% interest), or perhaps other investment vehicles.

I believe strongly that RM1 in hand is worth RM2 in EPF. Coz i may not live long enough to use any of it...
=(

 

with epf liquidating their london property this year should still be fine...but who knows next years... now that they lost some of their future pound denominated incomes, better withdraw if possible. bank staffs that have dealing with govt depts all advise me to withdraw anything to do with govt, whether epf or tabung haji or amanah saham, they say too dangerous current situation. later got donation

I sound like broken record - ASB and ASB2 are not shariah compliant 
But yes, TS can invest in ASB & ASB2 if he is a bumi

Maybe the question is, if a muslim is ok to go for ASB & ASB2, then why not non-shariah compliant funds?

No intention to go into religious sensitive matters. Just a matter of fact discussion

This MYR6.78 bil is the Lowest qtr in the last 17 qtrs except one, ie the 1Qtr13 whihc was 5.6bil.

Doesn't look good considering the last qtr being NMYR9.58bil.

Msia economy slowing down this year

So expect a big haircut on dividends this year

dang.. ok ok GAB or HEINEKEN or CARLBRG then - guaranteed xcompliant until cuci7xwhatever

U may use a coin to decide 

Keep as it is lot

Well it's actually depends.. Some were "forced" by their hardcore religious friends to convert.. Its like u no convert, they will "look weird at u".. Sometimes would boycott u also..
Just like tudung issues.. Some my girls friends were " forced" to  wear it at work & some Malay events..
But when meet lepaking with me, no cover because I don't care

Im sure the islamic fund will do well, who dare to make the majority rage on the first year it self, heck I'm more scared they might divert the earning from normal epf to the islamic causing the normal epf to have a lower dividend

Yes, by 23/12/2016

.....and subject to the availability of the RM100 billion fund.

Once the total registration for Simpanan Shariah reaches the quota for the year, members who have applied for Simpanan Shariah but failed to secure an allocation will need to wait for the next annual Shariah fund allocation.

http://www.kwsp.gov.my/shariah/faq.html

Some people here waiting for EPF dividend announcement is worse than waiting for the birth of the first born!