I did try to warn people pre-GE that this was the inevitable outcome of PH implementing their manifesto but I got hentam instead on so many fronts. You know the saying- be careful of what you wish for, you might just get it.. From my portfolio perspective, I am just glad I sold all my RM out and moved my money abroad the day after GE14.

I respect people's opinions, but the issue here is that folks here tend to make arguments that are emotional and personal, rather than based on facts and rational thinking process.

And yes, I have been investing selectively in the KLSE over the last year since some stocks are starting to look attractive. While the large cap stocks are getting bashed due to the government's policies, there are small and mid cap stocks that benefit from their populist policies.
I am not counting Malaysia out, just the government of today. I am still based in Malaysia with no intentions of moving. I'm not sure why you brought Singapore up to bash, when the world out there to invest beyond Malaysia is far larger than just the red dot south of us.

I respect people's opinions, but the issue here is that folks here tend to make arguments that are emotional and personal, rather than based on facts and rational thinking process.

And yes, I have been investing selectively in the KLSE over the last year since some stocks are starting to look attractive. While the large cap stocks are getting bashed due to the government's policies, there are small and mid cap stocks that benefit from their populist policies.
I am not counting Malaysia out, just the government of today. I am still based in Malaysia with no intentions of moving. I'm not sure why you brought Singapore up to bash, when the world out there to invest beyond Malaysia is far larger than just the red dot south of us.

Good that we are now aiming low at sub-5.0%. When its announced higher then its gonna be a pleasant surprise😃

read/search previous posts.

this has been asked many times

What kind of update are you expecting for?
Do you see any official announcement in the local papers or KWSP portal/app?

1 week differences only 
but early better.. don't need to speculate anyome  :thumbsup:

guess the results would be known soon ....... place your "bets" no right no wrong...
if failed by a WIDE margins,....come back again to "spams" next year same time   

Every 1% is equivalent to 3 months expenses for me and I also need to pay off debts. I need min 6% if I exclude other income generating sources. 

No. Still a long way till 55 for me. I am out of a job at the moment, so yeah, I'm using my EPF savings to supplement whatever income I can manage. There are many provisions to withdraw EPF if you meet the withdrawal criteria(s).

It's the best I can do at the moment. The job market is tough. 

https://www.dosm.gov.my/v1/index.php?r=colu...DZIbmk2aWRRQT09

GDP shrunk to 3.6% in 4QTR.
Overall 2019 GDP was 4.3% cf with 2018 of 4.7%

NOT looking good at all.

The article talked about outflow more than inflow once population aging. Not related to ponzi or not. A fund will not function well when it is constantly outflow. Fund invested into bonds or shares are long term basis, fund needs constantly sell those invested asset to fund the outflow resulted difficulty in investing.
If a fund is run at ponzi basis, it is easy to identify whereby the liabilities towards contributor becomes more than asset owned  due to giving more return than its income, and the fund will have net negative equity. Ponzi is about giving return that does not exist.
It is separated from the outflow inflow issue. Outflow more means the fund is not able to function properly even give zero return.

same writer with same gloomy prediction for 2017 & 2018 dividend rates too....

Lower returns by EPF in 2018 likely
Saturday, 19 Jan 2019
By M. Shanmugam
https://www.thestar.com.my/business/busines...-not-due-to-ph/

Tough for the EPF to repeat its dividend act
Friday, 17 Feb 2017
By Comment M. Shanmugam
https://www.thestar.com.my/business/busines...i0g08MegDlKJ.99

:thumbsup: sooner or later he would said..."See, i told you so, i told you so just a few days ago"

ya lor, else you kena do as below liao for your property downpayment   

As I suspected, EPF does not pay out all their earnings.

They retain some for whatever political reasons is required.
What right have they got to do that?

still have time for GE leh..
unless u are the impatient geng who want GE coming months.. to ride the people sentiment & close the court case going on 

anyhow.. for now we shall play the speculation game..
some side it's fun.. some side it's feels like forever & stressed 

True indeed... no point making a fool of myself. Thanks for the reminder.

These dates have already been decided well in advance because of all the various internal and external stakeholders involved. Anyone familiar with large organisations will know that seemingly simple events can involve months of preparations.

I dream 6.15% with condition that all the dividend for 2019 must be disbursed into the 3 e-wallets and must be spent by everyone in 2 months to spur the economy....

kill 2 birds with 1 stone!

That's the reason to start your pension fund much earlier. When you have averaged in your investments, they are much cheaper.

Plus asset allocation matters. At this age, you do not expect to have 70% of your portfolio in equities.