Why would you think that..My fund is Shariah btw. Anyway, I think for both should be around 5.5 max.

I just use ASB dividend as comparison..though I know both instruments have different investment allocations/portfolio.

For investment pool of MY market more than 60% of 100%
30+% foreign investment

And looks at the world index as well as klci index.
Compare all indexes and the national debt mentioned.

You guys be grateful even it's 3%.

I know it's harsh but to we need to accept the reality and facts.

Only plays here are dividend stocks.

sorry OFF topic...

if that is for EPF dividend, then.... there goes ASNB FP funds of the usual 6% ? as

".....PNB has 69% of its funds invested in equities and only 5% in fixed income. It is holding 20% in cash and money market instruments."(as mentioned in Sept 2017)

If ASNB did keep some % from the good harvest years for raining days...did EPF did the same too?

(btw,...The EPF, on the other hand, has 48.58% of its funds invested in fixed income and 42.33% in equities as at end-2016.)

This post has been edited by yklooi: Feb 10 2019, 11:04 AM

Hmmm looks like my mistake then. So sorry for that.
I not really sure how much the holding now by EPF, as I don't have epf yet. But that is what I know last few years. Maybe that is outdated.

As far as I know, EPF doesn't have reserve thing like asnb had. But it's a policy that EPF must at least give 4.5% not matter what (not sure the policy still go on).

Thus, the good benchmark for 2018 will be 97 98 99 07 08 09.

But the KLCI isn't drop that much compare to 07 08 tho.

Asnb won't last too long too. But thank God based on record, KLCI doesn't drop double digits consecutive years. What make things worse is the blue chip hold by asnb and EPF......

This post has been edited by [Ancient]-XinG-: Feb 10 2019, 11:21 AM

Worse come worse..
Die die must declared 2.5%
Not lower 😈

Owh 2.5.

Not 4.5. ah my memory

http://www.kwsp.gov.my/portal/about-epf/in.../dividend-rates

Since EPF have achieved good return for the 1st 3 quarters, my guess it still able to deliver 5.0%-5.5% dividen for 2018.

Minimum dividends...
Cannot lower than 2.5% 😑

Yup. Around that range...
For now we all speculate the rate 😎

Is the dividend calculation based on total amount of money put in for that particular year (regardless of from company worked for or self contribution) or is it based on total balance as of yr end?

The way EPF dividend calculated is based on daily rest. Means that, dividend is calculated based on daily balanced of each account 1 and 2.

URL: https://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/

EPF dividend of 5% possible, 6% may be difficult
http://www.theedgemarkets.com/article/epf-...ay-be-difficult

huhuh.. within the range I suspected..

Think most people would expect it around 5.5% TBH




I hate write downs! Means bailout writeoffs!

This post has been edited by prophetjul: Feb 11 2019, 04:30 PM

anything above 5% is good for me...
better if 6%

Guys, an urgent information is needed.

How do I make self contribution via M2U? I tried to search everywhere through M2U, but couldn't find it.

if i am not mistake,...sometime ago, I read in the forum thread....
try payment option....

latest found this on the net....

How to Pay EPF Self Contribution Online
Updated: January 8, 2019

Step By Step Pay EPF Online
1. Login to Maybank2U, click “Investment” > “EPF”.

click to follow...
http://www.misterleaf.com/9782/epf-self-contribution-online/




This post has been edited by MUM: Feb 11 2019, 05:18 PM

A little birdie says that it will be announced this weekend.

And how about the rate?
Have clear info too? 🙏

EPF sells Wisma KFC to Singapore company
http://www.theedgemarkets.com/article/epf-...ngapore-company

sold around RM130 million? just peanuts, but at least can give some $$ buffer for upcoming dividends