Remember there are upfront charges for withdrawal.

EPF Outsources RM72 Billion To External Fund Managers Investing In Equities, Fixed Income


The Employees Provident Fund (EPF) has outsourced close to RM72 billion to its external fund managers investing in both equities and fixed income, representing about 13 per cent of EPF's total investment assets.

"Guided by the Strategic Asset Allocation, outsourcing is part of our diversification investment strategies adopted in accordance with EPF's risk-return profile.

http://www.bernama.com.my/bernama/v7/bu/ne....php?id=1023526

Dun understand
Mind to share more info?

There is a 3% upfront charge by the utc for every withdrawal. 10k will be dedected 300. So net invest is only 9700. Then there are yearly fees too around 1.5% of net asset value. These are few years back charges. Probably a unit trust consultant can update these figures.

Cheers

if they can do better job than EPF own investment officers/staff, then it's better to give them more fund to get better ROI

Is this figure make sense? Cos there are still many member do not invest and also many member do not have so many money which can withdraw for investment.

Numbers based on statistics released by EPF

there are a few ut which don't charge the 3%...asnb (fixed price) and tabung haji don't charge that

Thanks. Good to know

can we invest epf account 1 to ASB?

can we invest account 2 to ASB?
-

not for ASB of course

only AS1M, ASN2,ASN3 and ASG(all the 3 fund under ASG) still opened for investment using epf money..

Forego AS1M coz dividend slightly better (additional 25bps) than EPF

then, can we invest EPF account 2 in unit trust? That's could be better option than paying for mortgage settlement using account 2. (some people think that money in EPF is not safe. even recommend others to clear the account 2 for mortgage settlement)

It depends on yo personal objective

This post has been edited by wil-i-am: Apr 3 2014, 01:46 PM

EPF Goes Mobile With i-Akaun

https://play.google.com/store/apps/details?id=com.epf.main

so, it's doable?

invest account 2 in higher return investment, say for next 10 years. then, use the amount to clear the housing loan. rather than withdraw account 2 periodically for housing loan repayment.

If suits yo risk appetite, proceed

thanks. hopefully do-able

Report: EPF Property Investment Returns Exceed Expectations, Says Auditor-General Report
http://www.bernama.com.my/bernama/v7/ge/ne....php?id=1028603

http://www.kwsp.gov.my/portal/en/web/kwsp/annual-report-2013

This post has been edited by cybpsych: Apr 11 2014, 06:29 AM