QUOTE(nexona88 @ Feb 1 2017, 08:55 PM)
very excited with the dividend... then can do withdrawal EPF DIVIDEND, EPF
EPF DIVIDEND, EPF
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Feb 1 2017, 10:44 PM
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Junior Member
769 posts Joined: Jul 2008 From: PJ~Damansara Utama |
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Feb 2 2017, 08:54 AM
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All Stars
12,268 posts Joined: Oct 2010 |
QUOTE(Hansel @ Feb 1 2017, 02:58 PM) You are very observant, bro,... Well,... I would love to be able to move my funds from the EPF out albeit slowly,... like what I've been doing with the PNB funds,.. but I can't do so yet because I don't qualify to withdraw yet ! i am qualified to withdraw everything sen in 3 months' time.WHAT am i going to do with my millions from EPF? |
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Feb 2 2017, 09:19 AM
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All Stars
33,623 posts Joined: May 2008 |
QUOTE(prophetjul @ Feb 2 2017, 08:54 AM) i am qualified to withdraw everything sen in 3 months' time. Please don't, you might bring down the entire EPF ! WHAT am i going to do with my millions from EPF? On the serious note, what are you going to do with the money ? Property purchase, stock market and unit trust ? |
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Feb 2 2017, 09:22 AM
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All Stars
12,268 posts Joined: Oct 2010 |
QUOTE(puchongite @ Feb 2 2017, 09:19 AM) Please don't, you might bring down the entire EPF ! HONESTLY i don't know! On the serious note, what are you going to do with the money ? Property purchase, stock market and unit trust ? i have properties, stocks but NO unit trust. i don't TRUST them. At this age, i guess i will be investing in more dividend producing equities and maybe some bonds. Need more ideas. |
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Feb 2 2017, 09:27 AM
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All Stars
33,623 posts Joined: May 2008 |
QUOTE(prophetjul @ Feb 2 2017, 09:22 AM) HONESTLY i don't know! The thing is anything you venture into will have to produce roughly > 6% return. Are you going to follow this rule ?i have properties, stocks but NO unit trust. i don't TRUST them. At this age, i guess i will be investing in more dividend producing equities and maybe some bonds. Need more ideas. |
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Feb 2 2017, 09:33 AM
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All Stars
12,268 posts Joined: Oct 2010 |
QUOTE(puchongite @ Feb 2 2017, 09:27 AM) The thing is anything you venture into will have to produce roughly > 6% return. Are you going to follow this rule ? i am trying allocate portions. Not going to withdraw everything unless i migrate.My goal is look for yields of the following: a. min 6% b. equity risk 2% c. currency risk 1% d. other risk 1% Total 10% So i try to look for anything above 10% if possible for riskier assets |
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Feb 2 2017, 09:55 AM
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Senior Member
1,311 posts Joined: Oct 2012 |
QUOTE(prophetjul @ Feb 2 2017, 09:33 AM) i am trying allocate portions. Not going to withdraw everything unless i migrate. Yeah I would continue keeping some in there unless I am leaving this country for good. No hurry in withdrawing in 3 months .. just scout for better options before withdrawing anything. I would be in a similar dilemma if the time comes for me to withdraw all. Those not at that age, cant wait to withdraw but when you are really at that age, dunno what to do with it pulak. At least for me .. haha.My goal is look for yields of the following: a. min 6% b. equity risk 2% c. currency risk 1% d. other risk 1% Total 10% So i try to look for anything above 10% if possible for riskier assets |
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Feb 4 2017, 12:13 AM
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Senior Member
5,272 posts Joined: Jun 2008 |
It's already the 4th and I haven't received my home loan monthly repayment for this month yet. Anyone having the same problem?
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Feb 4 2017, 09:27 AM
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Senior Member
9,354 posts Joined: Aug 2010 |
QUOTE(familyfirst @ Feb 2 2017, 09:55 AM) Yeah I would continue keeping some in there unless I am leaving this country for good. No hurry in withdrawing in 3 months .. just scout for better options before withdrawing anything. I would be in a similar dilemma if the time comes for me to withdraw all. Those not at that age, cant wait to withdraw but when you are really at that age, dunno what to do with it pulak. At least for me .. haha. For myself,...I'm ready when that day comes,... having armed w knowledge and experience for so long. I guessed this is important ! |
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Feb 4 2017, 09:37 AM
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All Stars
48,447 posts Joined: Sep 2014 From: REality |
Looking at the trend of ASB & tabung haji dividend rate..
Expect EPF one to drop drastically too |
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Feb 4 2017, 06:46 PM
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Junior Member
232 posts Joined: Jul 2015 |
Please do some analyses rather than hope, predict, pray or benchmark others.
QUOTE(pearl_white @ Dec 23 2016, 02:43 PM) Selling FGV only materialises the loss now. But in the books, provisions for investment impairments have been made in prior years. Hence, the loss has been taken into accounts ended 2015. So, it will not affect 2017 dividend. Based on culmulative performances of Q1 to Q3 2016 EPF results, the estimated dividend rate is < 5.5% However, because of the strong dollar, we could see massive revaluation reserves, unrealised forex gain in the year end accounting. So, my guess is 5% - 6% next year. |
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Feb 5 2017, 11:01 AM
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Senior Member
8,259 posts Joined: Sep 2009 |
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Feb 5 2017, 11:05 AM
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Junior Member
232 posts Joined: Jul 2015 |
And what many ppl do not realise, time and time again, the newspaper reports about epf selling their london properties are meant to re-inforce the re-valuation. So do the likes of KWAP.
QUOTE(pearl_white @ Feb 4 2017, 06:46 PM) |
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Feb 5 2017, 08:41 PM
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh |
Wild guess by me. 5% this year.
Even tabung Haji declared 4.xx% |
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Feb 6 2017, 08:11 AM
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All Stars
12,268 posts Joined: Oct 2010 |
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Feb 6 2017, 09:00 AM
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All Stars
52,874 posts Joined: Jan 2003 |
What with the 1.25% Hibah Haji and 2.5% zakat thingy?
This one not all the depositors of TH will get? |
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Feb 6 2017, 09:17 AM
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All Stars
48,447 posts Joined: Sep 2014 From: REality |
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Feb 6 2017, 10:07 AM
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh |
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Feb 6 2017, 10:21 AM
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All Stars
12,268 posts Joined: Oct 2010 |
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Feb 6 2017, 10:26 AM
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All Stars
48,447 posts Joined: Sep 2014 From: REality |
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