Most contributors not interested in other withdrawal options

URL: http://www.thestar.com.my/News/Nation/2015...osals-EPF-told/

Good proposal or bad move?

Higher dividend rate for 2015?

I want to donate RM 100 to support YB.

Boosting retirement fund

EPF Member’s Investment Scheme an option to enhance retirement savings

FINANCIAL advisors have stressed the importance of retirement planning as early as possible so that one can live a comfortable life after retirement.

One of the apparent benefits to start early is the effect of compounding and that can make a huge difference in one’s retirement fund.

To achieve that desired outcome, planning is important as everyone may have a different goal.

Understanding the importance of giving its members the options to achieve their goals, the Employees Provident Fund (EPF) has introduced Member’s Investment Scheme (MIS) in November 1996.

URL: http://www.thestar.com.my/Business/Busines...fund/?style=biz

EPF says no minimum 2.5% dividend for syariah-compliant fund

KUALA LUMPUR: The Employees Provident Fund (EPF), which is expected to launch a fully syariah-compliant fund by January 2017, will not have a minimum of 2.5% dividend for it.

According to EPF chief executive officer Datuk Sharil Ridza Ridzuan, the 2.5% minimum return drops away when members opt for the syariah-compliant fund.

“Once the 2.5% return drops away, the concept of capital returns or protection also goes away otherwise it would not be syariah compliant,” he said.

URL: http://www.thestar.com.my/business/busines...compliant-fund/

This usually happens when you read from phone.
Chrome or Android based browser has a button to directly go to "bottom".

The way EPF pays dividend is slightly different.
It is not like the final balance of 2016 will be paid at full rate.
Just Google around and you'll find the EPF mechanism.

What with the 1.25% Hibah Haji and 2.5% zakat thingy?
This one not all the depositors of TH will get?

If you're planning for education fund, perhaps can consider SSPN with nominal interest rate of 4%; still higher than normal FD.
You can have tax relief too!

Tough for the EPF to repeat its dividend act

URL: http://www.thestar.com.my/business/busines...s-dividend-act/

EPF Declares 5.70 Per Cent Dividend For 2016

URL: http://www.kwsp.gov.my/portal/en/news-list...DetailPage=true

If you're buying unit trust, your unit trust agent will take care for you.

I don't really understand your question.
If you're asking if you could withdraw from EPF Account 1 for unit trust investment, the answer is YES provided certain criteria is met.

1. Min saving achieved and you have excess amount in Account 1 to do so.
Use this calculator: https://www.fundsupermart.com.my/main/resea...-Calculator-824

2. Participating or approved funds

3. Do remember that if you plan to sell the fund in near future, the proceed needs to go back to Account 1

What details?

The impairment?

URL: http://www.thestar.com.my/business/busines...ate-for-growth/

EPF records RM46.56bil investment income in 2016

KUALA LUMPUR: The Employees Provident Fund ended 2016 with RM46.56bil in total gross investment income, up from RM44.23bil, it recorded the previous year amid a low global growth and lackluster corporate earnings.

Read more at http://www.thestar.com.my/business/busines...RMEOyRmd3q0c.99

I heard radio just now.
The announcer said could easily reach min of 6.5%!

The dividend which is going to declare is only meant for contribution made in 2017 and together with existing balance.
Any contribution made after 31st December 2017 won't be take into 2017 dividend calculation.
Apart from that the way, EPF calculates dividend for your monthly contribution is different and precise.
Contribution made on January 2017 will be entitled for full year dividend rate.
Contribution made on February 2017 will be entitled for 11/12 of the full year dividend rate.
Contribution made on March 2017 will be entitled for 10/12 of the full year dividend rate.
So on and so forth.

Take note, the above dividend calculation is only meant for contribution.
For your existing balance as of January 1st, 2017, they're entitled for full year dividend rate.

Details: https://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/

Hope this clears your worries and concerns about the contribution made this month (January 2018).



This post has been edited by David83: Jan 31 2018, 08:59 PM

Yes. they're calculated using daily basis.

https://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/