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EPF DIVIDEND, EPF
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coolguy_0925
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Mar 1 2025, 09:52 PM
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QUOTE(nexona88 @ Mar 1 2025, 09:44 PM) Maybe he saw the 2 months performance is below than of 2024 same period??? 😔 he wanted to keep people's expectations low la  meanwhile... FM II said “These three achievements—strong dividend performance, the surge in Simpanan Shariah’s growth, and the rise in voluntary contributions—are clear signs that the nation's economy is on an upward trajectory,” Amir Hamzah said.[ Source]
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coolguy_0925
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Mar 1 2025, 09:57 PM
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QUOTE(nexona88 @ Mar 1 2025, 09:55 PM) Like 5.80% - 6% range become 6.3% for both types... Like that ahhh .. make everyone surprised & happy Even beat the so called analyst max target of 6.2% too 😁 good thing is epf has quarterly update so when the result is good can still hope for 6.3% and above if it is the other direction you know what to expect
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coolguy_0925
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Mar 1 2025, 10:08 PM
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QUOTE(nexona88 @ Mar 1 2025, 10:01 PM) Whatever it is... It's still very long way to go... Need to see Q1 full reports.... The Initial impact from Trump wining the US president second time.... need to see how many more tariff he gonna slap on others
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coolguy_0925
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Mar 2 2025, 02:59 PM
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QUOTE(nexona88 @ Mar 2 2025, 02:54 PM) Their performance is still below KWAP one which is around 12% ROI Probably because bigger size AUM which effects their deployment of $$$... but... KWAP at certain year only 1%++ like roller coaster
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coolguy_0925
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Mar 3 2025, 09:15 PM
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QUOTE(beLIEve @ Mar 3 2025, 06:39 PM) Yaloh. High dividend for everyone, MP pulak question. Should've taken 0.5% to topup MP's EPF for their hard work. QUOTE(nexona88 @ Mar 3 2025, 08:04 PM) Cannot pleased everyone... Dividend high... Why use 98% of income Less dividend payout for account 3. Why so little... Others account all big big amount... 3 - 4 digits... Account 3 single digits dividend payout only... Please put everything in account 3, so we all can enjoy Raya... & Spend for family expenses The list goes on..... biar lah tu kerja dia later no raise people said sleeping so yes or no also hantam dulu  just like the story of father and son go to town with a donkey This post has been edited by coolguy_0925: Mar 3 2025, 09:30 PM
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coolguy_0925
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Mar 16 2025, 08:57 PM
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QUOTE(nexona88 @ Mar 16 2025, 07:55 AM) https://www.kosmo.com.my/2025/03/16/konsist...nan-berkembang/Consistent saving in EPF can grow your retirement $$$??? Obviously... Don't need to rocket science to know it 😉 But what interesting in the article is... Around 2.2mil EPF members are on Shariah Savings Scheme.... So around 9mil active members, 2.2mil is around 24% Not bad Not bad 👍 The number and % will most probably grow looking at the recent years dividend gettingon par with conventional dividend
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coolguy_0925
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Mar 26 2025, 03:35 PM
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QUOTE(nexona88 @ Mar 26 2025, 02:01 PM) Many of us need to be careful now onwards... Keep digital records on everything.... Not EPF alone... Banks account balance too.... Monitor most time... I download the pdf statement for safekeeping whenever there is changes esp after dividend Same goes to ASNB Bank account left RM20 minimum balance so I don't have to
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coolguy_0925
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Mar 26 2025, 09:17 PM
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QUOTE(nexona88 @ Mar 26 2025, 05:39 PM) Banks scammer very pity see your bank account got rm20 only 🤣 waste time only... Scammer would defo skip me Drag down their KPI only
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coolguy_0925
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Mar 28 2025, 10:25 PM
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QUOTE(nexona88 @ Mar 28 2025, 02:07 PM) We won't know there's actually companies that exploit loopholes in the name of "critical services providers" 😁 Maybe not for account 3 related?? Others transaction that needs thumbprint verification 🙏 During MCO, even some factories suddenly became essential
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coolguy_0925
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Mar 31 2025, 10:21 PM
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QUOTE(cms @ Mar 31 2025, 10:14 PM) I read some1 quoted the rising balance for withdrawal by certain dates, would u know the article from KWSP and can share ? I Googled using keyword: epf RM1.3 million Hope this is the article you are loking for https://www.kwsp.gov.my/en/w/epf-releases-b...le%20retirement.
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coolguy_0925
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Mar 31 2025, 10:33 PM
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QUOTE(Wedchar2912 @ Mar 31 2025, 10:29 PM) ai yoh.... I now can see it is my fault for having too much money in epf. even though I took out a lot already, I still have like 6 times above the enhanced recommendation for my age. We really need baby sitting by EPF for our own good.  deswai i no pump money lar suka suka enhance recommendation some more subject to annual review later revise high high then my maneh stuck until forever
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coolguy_0925
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Apr 22 2025, 12:00 AM
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QUOTE(nexona88 @ Apr 21 2025, 08:32 PM) 1960 - 1962 : 4% 2002 : 4.25% The lowest point in EPF dividend history My personal prediction could be around 4% to 4.5% if situation maintain at current level... Could change base on quarter report out time to time 🙏 then it will be the 2nd time it touches 4% since I started contributing wow.. worse than COVID time
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coolguy_0925
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Apr 22 2025, 08:42 PM
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QUOTE(nexona88 @ Apr 22 2025, 07:26 AM) It's just speculation as for now.. Only would get answers when the first results out... I meant Qtr 1 2025 numbers Don't worry not gonna hold you accountable for that number  If that really happen that guy is deadlier than a virus!
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coolguy_0925
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Apr 22 2025, 09:00 PM
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QUOTE(Wedchar2912 @ Apr 22 2025, 08:43 PM) which guy? the self declared King?  the one that self declared many countries are now kissing his backside
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coolguy_0925
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May 26 2025, 10:05 PM
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QUOTE(kevyeoh @ May 26 2025, 09:58 PM) or when you hit RM1mil then anything beyond that can withdraw... Hope you are aware from next year onwards the number will gradually become RM1.3m & subject to be 'reviewed' in the future  EDIT: added wording gradually This post has been edited by coolguy_0925: May 26 2025, 10:50 PM
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coolguy_0925
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May 26 2025, 10:48 PM
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QUOTE(Cubalagi @ May 26 2025, 10:42 PM) Next year is RM1.1m. Then RM1.2m in 2027. Finally RM1.3m in 2028. 2029 there will be a review. Thanks for pointing out Hopefully people are aware of this and not caught offguard Anyway, still got time until end of year to pull the trigger
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coolguy_0925
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May 27 2025, 08:55 PM
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QUOTE(Wedchar2912 @ May 27 2025, 12:23 PM) I prefer a carrot and stick approach... which many it seems don't like... carrot... those with EPF balance above the recommended get extra 0.5% pa div return. stick... those with EPF balance below the recoomended cannot withdraw from EPF. nice rite?  This will not happen Why? Because the opposite already happened, at least for the withdrawal part Extra % for richer tier lagi don't need to to dream The reason is obvious
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coolguy_0925
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Jun 3 2025, 10:02 PM
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QUOTE(nexona88 @ Jun 3 2025, 05:25 PM) EPF says thank you for all the voluntary contribution received..... 62% increase from last year.... RM4.33 billion to RM7.02 billion this year Members contributing above statutory rates from 6,771 person last year to 10,990 person this year that's why kwsp will lingkup rumor is totally irrelevant their incoming cashflow is like brrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr every month with mandatory contribution + now people happily topup RM 7b even inside kosong also every month incoming cash can bury you already
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coolguy_0925
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Jun 3 2025, 10:58 PM
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QUOTE(sg8989 @ Jun 3 2025, 10:45 PM) 62% is not final yet...  like the news said he wanted by 2023 and now is already 2025 moreover, even with such policy people still happily pump in voluntary contribution even higher than before so end of the day EPF still gets more inflow & he don't need to worry Bursa got no funding to pump This post has been edited by coolguy_0925: Jun 3 2025, 11:04 PM
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coolguy_0925
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Jun 4 2025, 10:05 PM
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QUOTE(nexona88 @ Jun 4 2025, 09:11 AM) Seriously I don't know where all this linkup bankrupt tin kosong thingy comes from... Been hearing this for don't know how many years already... Personally EPF is really safe for retirees & old folks... high interest CASA 👍 better than actual CASA which we always hear old folk & certain people keep losing $$$ to scams or illegal transfer.... don't be surprised even educated ones also believe such nonsense shows how ignorant these people are
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