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 EPF DIVIDEND, EPF

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SUSyklooi
post Feb 5 2022, 12:59 PM

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Even though can withdraw, many may not want to withdraw...
That is judging from postings in ASNB fp threads...
Many are still staying in n are happy for it beats fd rate.
What more more epf is now higher than that
SUSyklooi
post Feb 5 2022, 01:03 PM

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Any proof of evidence that it had not been "raided" in the pasts n what hints that it will be after this next GE?

Previously,... In papers reporting accounting for shows.... All are well in 1mdb n TH....

This post has been edited by yklooi: Feb 5 2022, 01:06 PM
SUSyklooi
post Feb 6 2022, 12:37 PM

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QUOTE(Ankle @ Feb 6 2022, 12:32 PM)
2016 net income was 36,865m dividend credited to members acct 37,076m (5.7%)

2017 net income was 47,990m dividend credited to members acct 48,130m (6.9%)

2018 net income was 46,892m dividend credited to members acct 47,312m (6.15%)

2019 net income was 47,218m dividend credited into members acct 45,817m (5.45%)

2020 net income was 52,583m dividend credited into members acct 47,642m (5.2%)

Looking at the 5 year financial highlights, higher net income does not correspond to higher dividend credited into members acct for years 2019 and 2020
and for years 2016, 2017 and 2018 dividend income credited were higher than net income. I am not an accountant. Someone can explain why ?
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Perhaps they had been practising, net income in investment does not correspond to board decision to how much they need to "realise" the profits (in RM term) to pay out as dividend thus from there the rate to gives out will be determined (or vice versa)
Dividend is from realised profits.... How much they want to realise is up to the board...
Profit avaliable in paper in investment can be in 100 billion but they can decide to realise only 60billions to pay out....


This post has been edited by yklooi: Feb 6 2022, 12:42 PM
SUSyklooi
post Feb 18 2022, 10:08 AM

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QUOTE(contestchris @ Feb 18 2022, 10:05 AM)
This weekend or next weekend???
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Post 7033 mentioned,...
"Confirm this weekend announcement"
SUSyklooi
post Feb 18 2022, 07:12 PM

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QUOTE(contestchris @ Feb 18 2022, 02:56 PM)
Ohhh, how's he know it
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see his latest post

QUOTE(xander83 @ Feb 18 2022, 07:08 PM)
.............
Confirm tomorrow official announcement for sure as I believe they have finalised the paidout this afternoon
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xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

QUOTE(netcrawler @ Feb 18 2022, 05:23 PM)
The prelude of the EPF div announcement would be notice of i akaun down days before system down. We couldn't s see any notice from epf website, so there wouldn't be announcement for dividend this weekend i reckon
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see his latest post ...is it a continuation of his earlier post 7033
btw,...post 7051,...mentioned system down as of 6.30 (Friday)

QUOTE(xander83 @ Feb 18 2022, 07:08 PM)
.............
Confirm tomorrow official announcement for sure as I believe they have finalised the paidout this afternoon
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This post has been edited by yklooi: Feb 18 2022, 07:14 PM
SUSyklooi
post Feb 20 2022, 02:39 PM

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Singapore moves towards taxing the rich to give to the poor
Surekha A. Yadav
Sunday, 20 Feb 2022
https://www.malaymail.com/news/opinion/2022...he-poor/2042680

https://www.google.com/search?q=singapore+t...sclient=gws-wiz
SUSyklooi
post Feb 22 2022, 03:14 PM

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QUOTE(magika @ Feb 22 2022, 03:11 PM)
With SSPN declaring ultra low dividend, wonder whether EPF wil be influenced to do the same. Like this stock markets will pick up again with investors fund nowhere to go now except back to Bursa.
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Some may says.. There are much better options than bursa...
SUSyklooi
post Feb 25 2022, 10:07 PM

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If 10 million (openly announced) can generates 10% returns... That would be 1 millions. This 1millions when divided n distributed out as dividend... How much will it be shown in %?
FOR Just few posts back...says "Every 1% dividend will required earning 9.2b EARNING"
0.1% = 0.9 Billion
0.01% = 0.09 Billion
0.001% = 0.009 Billion
1 million = how many billion? πŸ€”πŸ€”

I am more concerned of those not displayed "leaked" numbers9
SUSyklooi
post Feb 27 2022, 02:48 AM

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QUOTE(vorshre @ Feb 26 2022, 07:56 PM)
whats the fuss about the tiered dividend? whatever amount in excess of RM1miilion is allowed to be withdrawn anytime, so please invest yourself elsewhere and get better return for yourself. instead of keep on harping on lousy govn policies yet you are still dependent on epf/govn dividend.
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With data of just 2 years ago, less than 0.5% of the contributors have >1 mil in epf?
Also eventhough those can withdraw, they will still hv 1 mil in epf that are still dependent on epf/govn dividend...Just like the rest of the other 99.5% of the contributors

All I can say is,
Unknown of the variance in % of dividend between tier and the amount of $$ set between tiered system... Judgement cannot be made,... Even if made it would be useless.
As it is not from the mouth of epf but from a writer that just want to sell her articles

This post has been edited by yklooi: Feb 27 2022, 03:30 AM


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SUSyklooi
post Feb 27 2022, 10:09 AM

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QUOTE(Ankle @ Feb 27 2022, 09:56 AM)
Quite many counters in bursa consistently paying out over 6% dividend.

Maybank for example.
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But, just recently a forummers pointed out eventhough Maybank gives >6%, but the share price had been falling too...
Will it make your asset less? Unlike epf... Capital protected?


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SUSyklooi
post Feb 27 2022, 02:54 PM

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QUOTE(cempedaklife @ Feb 27 2022, 02:41 PM)
if you are confident with the stock, just buy more when the price is down.
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Confidence is good, but how long will it takes to recovers into up trends while there maybe opportunity cost while waiting...
In the meantime there maybe better ones around.
SUSyklooi
post Feb 27 2022, 03:23 PM

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QUOTE(Ankle @ Feb 27 2022, 03:17 PM)
Buy the stock when its at cheap valuation.

Collect the stocks gradually dollar cost averaging over time.

When you reach say 100 lots, just leave it to collect dividend. Very often this particular stock gives dividend in share form in lieu of cash.

When the share price falls, do not worry. Given time it will recover.

If and when the share price doubles, sell off 50 lots.

What you then have is 50 lots in hand for free continuing to give you good dividends.

Something like that.
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After a few years of continuous dropping of price especially after each buy it keeps falling.... You no worry... That is good.... If you can still keep on buying.....
Btw, what hv you kept on buying continuously that are still falling in prices?
I would curse myself if that happens,...
Some forummers mentioned that they cabut already n moved to sp500 etf.

This post has been edited by yklooi: Feb 27 2022, 03:24 PM
SUSyklooi
post Mar 1 2022, 08:52 PM

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Q1 + Q2 + Q3 = 48 billion
even if Q4 = 52 billions
i think it does not matters....if they just want to "realise" only 48 billions to pay out as dividend.

dividend is to be from "realised" profits...

This post has been edited by yklooi: Mar 1 2022, 08:53 PM
SUSyklooi
post Mar 2 2022, 10:13 PM

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QUOTE(Ankle @ Mar 2 2022, 10:09 PM)
I heard that if they win convincingly in Johor, then GE will be as early as June this year.

Dividend candy or coincidence, I am not sure.
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Wow, then early court cases closed... DNAA
Save public fundπŸ‘πŸ‘πŸ€£πŸ˜
SUSyklooi
post Mar 5 2022, 02:36 PM

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QUOTE(MUM @ Mar 5 2022, 01:49 PM)
british and american pronounced the same?
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i hear got abit not same....(maybe too much ear wax is in my ears biggrin.gif )
try to listen and see if you can spot the different?

UK How to pronounce flour noun in British English
US How to pronounce flour noun in American English
UK How to pronounce flour verb in British English
US How to pronounce flour verb in American English
https://dictionary.cambridge.org/pronunciation/english/flour


SUSyklooi
post Mar 14 2022, 12:05 PM

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QUOTE(TheEquatorian @ Mar 14 2022, 12:00 PM)
Anybody seen the structure proposed? I only saw the table in his fb. Not entirely easy to understand, based on new contribution or total assets below 100k?
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you are not wrong in wanting to start this query and thus discussion about that proposal...

but, for me, just me,...i would rather spend my time doing "nothing" than reading those proposal and then going nuts about it....


SUSyklooi
post Mar 14 2022, 12:06 PM

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QUOTE(familyfirst3 @ Mar 14 2022, 12:05 PM)
Can someone pls share how to see total dividend paid into our account for 2021 pls?  I could not find where to click for sub-statement details.  Only can see my own salary deduction and self contributions for 2021.  Thank you
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try post 7763?
SUSyklooi
post Mar 17 2022, 10:51 AM

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QUOTE(MUM @ Mar 17 2022, 10:32 AM)
End value can be mathematically computed

Current kwsp basic saving sum target is 240k....
In another 35 years it may also had risen
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Per Nov 2021 article..
Only 27 per cent of Employees Provident Fund (EPF) members, aged between 18 and 55, are estimated to have sufficient savings in account 1 based on its basic savings quantum, the Dewan Rakyat was told today.
https://www.nst.com.my/news/nation/2021/11/...antum-threshold

Thus if everything remained the same,...
The % of members not able to met the basic sum target set 35 yrs later would roughly the same too?? πŸ˜ŽπŸ˜‰
SUSyklooi
post Apr 3 2022, 11:16 AM

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How are EPF Dividends Calculated?
https://mypf.my/investing/retire/epf-histor...onth%20dividend.




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SUSyklooi
post Apr 3 2022, 01:59 PM

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QUOTE(magika @ Apr 3 2022, 01:32 PM)
Not sure if i read it correctly. It should not be calculated in months.

https://www.kwsp.gov.my/ms/dividend#FrequentlyAskedQuestion
The correct calculation should be in there.
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thumbup.gif thanks for that link....

see "baki setakat 1hb setiap bulan." factor being used...


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