EPF decent dividend payout has always been a thorn to those advocating investing in Unit Trust and the likes. Where to find such decent payout without risk to the capital. Hopefully it can be maintained in future, such that future retirees can enjoy their retirement peacefully.

Every single cent invested into Uint Trust is diluted by salesman commission, agent fee, management fee, company tax, marketing fee and etc.

Ahhhhhhhhh smell of materialism, status, peer pressure, living on credit. No wonder some complain about living in pressure cooker.
Diff folks diff expectation, thats what I am saying. I always encourage one to do retirement planning even from young instead of wasteful spending. A young man with BMW, most likely paid with credit and not building wealth whereas an old man with BMW paid with cash from his accumulated wealth. I for one PLEASE myself when my wealth pile up n I only need to spend on the dividend. And when I go I will happily pass it to my family. To me that is joy.
It is hard to make the first million(esp so if u are spendthrift) but once u achieve that the next few millions will come easier.

EPF decent dividend payout has always been a thorn to those advocating investing in Unit Trust and the likes. Where to find such decent payout without risk to the capital. Hopefully it can be maintained in future, such that future retirees can enjoy their retirement peacefully.

It is a good habit - the money uses for non essential luxury expenses should come from the dividend from the previous accumulated earned dividends!

I think what it meant is the account holder must be 75 years old with no withdrawal performed.

From what I know, after a certain age. EPF will stop giving dividends. But one still can withdraw the money out. But I am not sure at what age. So after reach that age, better take all out and dump into FD as no dividends will be given.

True but most people spend first worry later.

Young fella with BMW, ada gaya ma tapi mungkin tin kosong.

time to update this table for future reference 

Announcement Date	Day	Dividend	Year	Credit Date	Day	Source
20 Feb, 2016	Sat	6.40%	2015	20 Feb, 2016	Sat	EPF
07 Feb, 2015	Sat	6.75%	2014	07 Feb, 2015	Sat	EPF
16 Feb, 2014	Sun	6.35%	2013	17 Feb, 2014	Mon	EPF
17 Feb, 2013	Sun	6.15%	2012	18 Feb, 2013	Mon	EPF
19 Feb, 2012	Sun	6.00%	2011	20 Feb, 2012	Mon	EPF
20 Feb, 2011	Sun	5.80%	2010	21 Feb, 2011	Mon	EPF
05 Mar, 2010	Fri	5.65%	2009	08 Mar, 2010	Mon	EPF
16 Mar, 2009	Mon	4.50%	2008	23 Mar, 2009	Mon	EPF
30 Jan, 2008	Wed	5.80%	2007	01 Mar, 2008	Sat	EPF
05 Feb, 2007	Mon	5.10%	2006	end Feb, 2007	---	EPF
23 Feb, 2006	Thu	5.00%	2005	---	---	EPF
17 Feb, 2005	Thu	4.75%	2004	---	---	EPF
20 Feb, 2004	Fri	4.50%	2003	---	---	EPF
18 Apr, 2003	Fri	4.25%	2002	---	---	limkitsiang.com

More than 2,200 Malaysians renounced their citizenship and withdrew their Employees Provident Fund (EPF) savings in 2015.

In 2015, 2,206 EPF members took out a total of RM154.6mil before leaving the country, the EPF chief executive officer Datuk Shahril Ridza Ridzuan said.

This was up from the previous year, with 1,787 withdrawals totalling RM99mil in principal.

Sorry, I like to play with numbers.

That work out to be on average RM70k and RM50k per EPF ac for 2015 & 2014 respectively.

I expected the "rich" ones to leave the country.

Please don't hammer me saying that the rich ones do not put their money in EPF! Ha.

Sorry, I like to play with numbers.

That work out to be on average RM70k and RM50k per EPF ac for 2015 & 2014 respectively.

I expected the "rich" ones to leave the country.

Please don't hammer me saying that the rich ones do not put their money in EPF! Ha.

The "rich" is smart. They won't simply renounced their citizenship. they also know EPF is "low risk investment" thus no withdraw what ever they have there. others money they use to invest riskier assets.

good example is those top 10 billionaire. they don't stay in Malaysia. investment mostly overseas. have accounts all over the world, yet they're still "Malaysian" 

only those "working class" would renounced their citizenship. that's why u see below 100k per EPF account.

Off topic here ..

I think what they have in EPF are not really reflective of their true net worth. Why? To migrate, they would need sufficient money, otherwise, the receiving countries would not be that interested in having them. More of a burden to their countries. Yes, depends on the migration category they applied. But still they would need certain minimum funds.

Enough of this topic in EPF thread lah.

WHY THEY up so much ????

OT
Even LTAT deliver better returns than EPF 

LTAT pays 12% dividend and bonus for FY15
http://www.theedgemarkets.com/my/article/l...-and-bonus-fy15