wow all in for b40?!

Agree. I plan to do that. Since it’s based on employment income not passive income or capital gain.

hehehe... bruce, don't lar go share share this top secret.... hehe

You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission?

would think that is the only realistic way? all based on lhdn submission and deduction.

i know FD interest are no longer reported to lhdn in any form anymore for individuals. rental income already up to individuals if they wish to come clean. share dividends I don't really know because some firms still send me div vouchers, but always written 0 taxed.

Just some info...
Previously my unemployed friend applied for brim benefits....he told me that he got rejected bcos he was found to hv 2 registered businesses...registered as director but he is not getting any income from that businesses...
No income, no govt assistance, ...deep shit only from his past accumulated saving

Biggest voter bank 🤪

They also the one asking for EPF withdrawal.... Who knows... Wish might come true 😁

Guess you saw another thread asking for withdrawal he he he

If you saw their fb:

Tu duit aku apa awak susah yang nanti bersara ada rezeki nanti lah



This post has been edited by coolguy_0925: Jun 16 2023, 10:52 PM

Definition of t20 b40 is based on income not disposable income for now. Dividend already subject to corporate tax so need to punish us more by not giving subsidy? Dividend from epf can’t take out so is that income? What is ASM?

This the problem with most...

Always says "ada rezeki nanti"..... It's very bad mentality.... It's like waiting for $$$ to drop from sky without any planning....

God would help for those who help themselves for betterment of life 🙏 something like that 🤔🧐

This post has been edited by nexona88: Jun 16 2023, 11:01 PM

Amanah Saham Malaysia 😁

For more info & tcss
https://forum.lowyat.net/topic/4866563

That is what i know too.

T20 in Malaysia is a joke. Because too many hardcore poorfags, those who just made it a bit more, considered T20 already. Might as well go to Zimbabwe to become T20. Heard only need $20k to become top 1% there.

wealth is relative

Health is wealth and happiness too

Nonsense because healthcare is human right 🤦‍♀️ as long as you are citizen then you are entitled

Admission and ward fees is full price but however medication are subsidised 🤦‍♀️ which cost more than admission and ward fees so why do you think govt hospital are lacking in funds

Won’t happen because it will cause hyperinflation when they can’t even control rising inflation now 🤦‍♀️ and it will cause riot because many will become more hungry

That is why they need to plan long term to get rid of subsidy and implement UBI and targetted subsidies through taxation

Not suprising as govt think that every businesses is making money and becoming director is rich 🤦‍♀️ which is why one have to be careful not just lending names to registered as a director

Anyway your friend is rejected in BRIM due LHDN records which previously shows he has income as BRIM will take past year record which showing still acruing income

T20 contributing higher tax money to the government. Something very wrong if T20 are not allowed to use the government hospital. Logically, they should be treated as VIP rather than blocked from using government hospitals.

Btw, 10k is not much. Private hospitals are vampires, i have no idea how they can set the charges to be so crazily high.

what is not relative?
Health?
Happiness?

you are absolutely healthy?
absolutely happy?
no one more healthy than you?
more happy than you?

regard the 40k extra self deposit, if i deposit now or before 30 (end of this month) the interest will be the same? let say if you deposit 2nd or 30th of that month, the interest will only start calculate for next month.

based on search i had read that it may given 1 day interest only on the deposit month. the interest is not daily and monthly compounding, the calculation more like FD.

any 1 can share the own tabulated calculation excel sheet which previously check on the EPF interest?

i guess most of the time we go private only when got insurance coverage...else also go gomen hospital...
dun play play...private hospital charges...when kena...can pengsan...even if you are T20...