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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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SUSPink Spider
post Feb 16 2013, 02:19 PM

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Ronnie, u missed my previous post. Replay Karaoke at Scott Garden Old Klang Road, 5%
SUSPink Spider
post Feb 16 2013, 06:17 PM

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QUOTE(ronnie @ Feb 16 2013, 02:37 PM)
Oooops. I will add it again.
I wonder what MCC this Karaoke falls under.. Maybe 5813.
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Most K joints nowadays also provide food, some even buffet. Maybe that's why they are placed in same category as restaurants smile.gif
SUSPink Spider
post Feb 17 2013, 02:15 PM

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QUOTE(CalvinCLK @ Feb 17 2013, 01:46 PM)
Still entitled to rebate of 20% when I swiped my card at The Curve.. Guys better be quick as this round ending 28Feb.
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Pls dun promote the wrong mentality...spend just to get the 20% rebate...the 80% still is an "unnecessary spending" doh.gif
SUSPink Spider
post Mar 4 2013, 09:37 PM

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Pink card lust.gif

But no curves? hmm.gif brows.gif sad.gif
SUSPink Spider
post Mar 16 2013, 12:56 PM

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QUOTE(David83 @ Mar 16 2013, 12:01 PM)
I also want to know if the 5% on bill payment must be performed at OCBC Online like Citibank Online?
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Basically all utilities payment at OCBC Online gets 5% rebate. As for payment at Maxis/DIGI kiosks for example, I'm not too sure.
SUSPink Spider
post Mar 18 2013, 11:21 AM

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Hi all

From ur experience of using OCBC Online to make bill payments, let's say u make payment early morning on a working day, when will it be credited into your utility account?
SUSPink Spider
post Mar 18 2013, 11:51 AM

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QUOTE(OptimusStar @ Mar 18 2013, 11:44 AM)
It would take 3 to 4 working days.
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Ok thanks.

My bills are almost due but I've utilised 90% of the rebates i.e. RM47 for this month...statement cut-off is today doh.gif laugh.gif
SUSPink Spider
post Mar 23 2013, 12:27 PM

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I think only the Great Eastern OCBC card gets high rebate for insurance premiums

QUOTE
Get 3% rebate (2% for Titanium) on Great Eastern insurance premiums and on other everyday purchases. You will also receive 1.5% rebate on medical and educational expenses for you and your loved ones. Terms and conditions apply.
http://www.ocbc.com.my/personal-banking/Ca...ds_GreatEastern

user posted image

This post has been edited by Pink Spider: Mar 23 2013, 12:27 PM
SUSPink Spider
post Mar 25 2013, 03:52 PM

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Very attractive Balance Transfer programme:

http://www.ocbc.com.my/personal-banking/Ca...e_transfer.html

user posted image
SUSPink Spider
post Jun 3 2013, 01:22 PM

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QUOTE(peri peri @ Jun 3 2013, 09:15 AM)
Now im start using the Inter Giro RM 0.10 for my OCBC repayment.

No Need drive over OCBC for cash deposit.

BNM rules
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AmBank savings account...TOTALLY FREE icon_idea.gif
SUSPink Spider
post Jun 3 2013, 01:25 PM

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QUOTE(peri peri @ Jun 3 2013, 01:24 PM)
Ambank branch is like 20 outlets throughout malaysia and Maybank is like 200 outlets available. I dont mind the rm0.10  icon_idea.gif
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That is why I park my "excess" money in AmBank, safe from sudden urge to spend laugh.gif
SUSPink Spider
post Jun 3 2013, 11:57 PM

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QUOTE(ronnie @ Jun 3 2013, 11:23 PM)
Which Ambank account offers FREE IBG fees ?
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Just normal basic savings account.
SUSPink Spider
post Jul 16 2013, 05:17 PM

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QUOTE(gsc @ Jul 16 2013, 04:33 PM)
http://www.ocbc.com.my/business-banking/Fo...ange-rates.html

This is the Ocbc website on the exchange rate and it is changing, at least sometimes the morning rate and afternoon rate is different. But I am not sure Ocbc is using the same exchange rate for credit card transaction.
You can probably try out by noting the excahnge rate, then perform on line transaction, after a few days, compare the exchange rate used.
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If u read the T&C, they use the rate determined by MasterCard/Visa plus 1% admin fee.
SUSPink Spider
post Aug 3 2013, 11:30 AM

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QUOTE(tnix @ Aug 3 2013, 11:27 AM)
Hi,

(1) Anyone here have had experience paying credit card exceeds the actual amount, but the extra balance is not shown in the next statement.

i.e:

CC : RM2092, we paid RM 2100 on DD. Balance RM 8, why RM 8 not shown in statement ??

(2) what happen if we paying CC on DD, but the transaction only appear the next business day? any interest/late payment will be charges?
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Opening balance 2,092
Jusco 78
BHPetrol 52
Payment -2,100

^ It will be like above
SUSPink Spider
post Aug 3 2013, 11:31 AM

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QUOTE(crazyito @ Aug 2 2013, 07:06 PM)
Has anyone tried this cc on any easi payment plan? because from the tnc, it's stated that epp is not entitled to the rebate. true?
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The EPP PAYMENT not entitled to the rebate, but the original purchase does.

E.g. u buy things worth RM1200 and convert to EPP
U will get RM1200 x 1% = RM12 rebate on the month u make the purchase
But zero rebate on the instalment

Get what I mean?
SUSPink Spider
post Aug 3 2013, 11:38 AM

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QUOTE(tnix @ Aug 3 2013, 11:37 AM)
yup it will suppose print like that, which means we need calculate manually for the extra payment ?
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nod.gif
SUSPink Spider
post Aug 3 2013, 11:47 AM

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QUOTE(tnix @ Aug 3 2013, 11:45 AM)
hehehe too bad...anyway thank for the reply....how about 2nd question?
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from my experience, if clear 2 days after due is still ok. but, better dun try your luck lo

I always pay 1 week before due date to be safe wink.gif
SUSPink Spider
post Aug 3 2013, 11:54 AM

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QUOTE(Human Nature @ Aug 3 2013, 11:51 AM)
NO, the trigger amount set by OCBC is higher than RM10. You can set your own trigger amount. The form can be obtained at 1st post.
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what's the default trigger amount?
SUSPink Spider
post Aug 3 2013, 08:10 PM

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QUOTE(crazyito @ Aug 3 2013, 05:23 PM)
Yes, 100%. Thank you so much. Btw, the 1% is only an example right? It can be 5%?
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Yes, depending on the transaction whether it's a 1% transaction or 5% transaction. wink.gif
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