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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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David900924
post Aug 1 2013, 10:29 AM

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Guys, i want to apply this card this week, may I know wat document to bring and I should apply online first or straight go to bank with my document?
David900924
post Aug 2 2013, 04:49 PM

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QUOTE(koh_424 @ Aug 2 2013, 10:02 AM)
Which branch will u go?

If Puchong branch, bring ur IC go over there. Print the IC copy & EPF Statement at their branch. SC will assist to fill in the form of application.

No document need to bring except ur IC.

Wait bout 1week time to get the card approve.

Cheers
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QUOTE(edwardccg @ Aug 2 2013, 10:56 AM)
then can easy to get 3 swipe in one day by preset petrol over pump for rm10, rm10 and then full tankĀ  biggrin.gif
i applied in OCBC Cheras Alam Damai, there have EPF koisk.
normally bring IC to print EPF enough, you can also bring along 3 months payslip for support document.
one days after they called you for verified, you can call CS to check card application status already
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Thanks..may I know why bank need EPF statement? because for private sector, EPF always varies on director decisions. last time housing loan they also request for it..n they surprise how low it is lol. I only giv them 3 months payslip n let them call my boss to reconfirm.

This post has been edited by David900924: Aug 2 2013, 04:50 PM
David900924
post Aug 5 2013, 10:24 AM

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There is no OCBC in my area, Sibu, Sarawak to be precise.

Can I apply through online or email?
David900924
post Aug 6 2013, 10:55 PM

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user posted image

How come the staff only call people after 6pm, i thought bank doesnt work that late. got the online forms, but I dont understand how does it hurt my money on 13th month?
peeps, what is this mean? What happen at 13th month? so high interest charge on me?

Payment on time also will get charge that 15% PA?

This post has been edited by David900924: Aug 6 2013, 10:57 PM
David900924
post Aug 9 2013, 11:22 PM

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how strict is OCBC for credit card application? I already submit all required supporting document for my 36k per annum, the staff will help me to proceed but now is raya, have to follow up next monday sad.gif i hate when she said do i have BE form..i juz started working for 3 months, so how can I have BE form.

I have 2 source of income, 1 is part time contract without EPF and 1 is full time job with epf.. she told me I can't use my part time income.. but it is my basic income too and I have stable of 3k flowing into my bank. I really want titanium card sad.gif juz hope for the best

This post has been edited by David900924: Aug 9 2013, 11:25 PM
David900924
post Aug 10 2013, 10:54 AM

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QUOTE(kurtkantoi @ Aug 10 2013, 09:57 AM)
How long have you been working for the part time income? Maybe can supply neccessary documents to prove.
A bit sign0006.gif

Need to take extra care when dealing with Elken technician since there are many conman act as Elken technician. Make sure they wear Elken technician uniform.
*
3 months, I ask her to call the company for verification if my supporting document (pay slip with signature) is not enough. I just wait for Monday to follow up the status of my application.

This post has been edited by David900924: Aug 10 2013, 10:54 AM
David900924
post Aug 18 2013, 09:51 PM

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QUOTE(haryzat @ Aug 18 2013, 02:31 PM)
My application for this card rejected again. Hmm don't know what reason. No ccriss and ctos, salary quite OK, low commitment but still rejected.  vmad.gif  mad.gif
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how strict is it? I apply online and got call n email them all my salary slips (full time and part time), because my salary is by cash but not cheque, I have to giv them my bank statements and signed n email the agreement docs, got calls from the department to proceed and another call to confirm i have agree to proceed and ask me who is the name assist me. now waiting for another call to collect my card biggrin.gif
David900924
post Aug 30 2013, 07:08 PM

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man.. mine was rejected after verification call. what should i do next? wait 3 months and appeal?
David900924
post Sep 5 2013, 11:46 PM

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QUOTE(fruitie @ Aug 30 2013, 07:39 PM)
Not required. I don't have savings account with OCBC as well.
I pay my CC bill from Maybank2U, only RM 0.10 per transaction. biggrin.gif
No need. I appealed immediately once mine was rejected and got approved after that.
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mine to share who do u approach to appeal? by email or by call and what points did you bring out to argue?
David900924
post Sep 6 2013, 08:50 AM

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QUOTE(fruitie @ Sep 5 2013, 11:50 PM)
At first asked my agent to appeal for me, but I don't know if he did his work.
After some time, didn't hear from him, I called to the customer service and spoke to one of the guys there.
Voiced out my dissatisfaction as they have no reason to reject me because I fulfill their salary requirements and I even have my payslips and EPF statements to prove. Plus, no outstanding and good payer for other cards.
He promised to help me to escalate.
That was on a Friday's evening (after working hours), surprised to receive a call on Tuesday's morning that my card was already approved on Monday and already sent out.

Until today it is still a mystery, not sure it was agent that helped me or the CS guy managed to escalate.
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oh yeah. u rite about that..i also fulfill the salary requirement and have proof and i have no bad record on late payment on my bank loan. later i try call CS

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