I received and taken it.

So can share any money making investment ?
Do they transfer the cash loan to any bank account ?

haha... doing along

yes, any banks.

Wow. 3% interest PA is very attractive!
I applied for the Standard chartered Cheque on call interest is 4.88% pa with cash back 0.5% for > RM10K loan.

Must have OCBC credit card in order to to get the loan?

Theres a OCBC cc booth at plaza Sentral building.. thinking of apply but i already have many credit cards...

It is by invitation, i was offered 5.99‰ after using their card for few months. 3% may be for long term good record customer, you may try and ask ocbc

SCB cc offered me 3.88% PA for 9-12 mths loan. If >1 yr interest will be 4.88%.

3% really good if > 1 yr loans.

only 3% charge? no cash advance charge?

OCBC PL from CC only i believe.

Last week received a call from OCBC.
I'm current PL customer.
Offered me 8.5% for 4 years. Refinancing.
And i ask for CC this time.
And morning received a call said that almost approved.
zzz. they never offer me 3% also

call who? OCBC customer service?

yes, the cs

i'm jelly.. ery good rate. doesnt even needs to do BT at all.

as for me, aplied 3x on 2011, 2012... all rejected... maybe because my "clean"record
now took car loan, got 2 CCs, maybe easier to apply? so i could terminate 1 CC and keep the maybankard2 & OCBC titanium

this card got annual fee?

Will be waived if you use the card 12x a year.

will be auto waive? or need to call for the waiver?

Annual fee: waived upon 12 swipes per year

GST: waiver upon RM 10k usage per year

Will be auto waived. I don't see this at all in my bill.
In fact my GST was also absorbed for this year because I have spent more than RM 10k.
If your annual usage is at least RM 10k, your GST will be waived as well.
I didn't know I have spent so much over the year.

This post has been edited by fruitie: May 17 2013, 12:50 PM

for other cards (HSBC) there will be "Total Credit Used for This Year" which come with the Dec bill. but so bad, HSBC didnt waive the GST even my usage is > 25k/year and the annual fee also appear in my statement. so, i think is time to chg to this card

Well, if the bank doesn't offer you this type of waiver, it will not be waived.
For OCBC Ti, it is on their web and T&C that they will waive annual fees if you swipe at least 12 times a year and GST will be waived if you spend RM 10k and above.

I don't own any HSBC card before, but if it clearly shows that there is no waiver, then you won't get it.

This post has been edited by fruitie: May 17 2013, 12:56 PM

Thanks for the info

OT : HSBC has changed/removed their annual fee waiver terms. Previously, it was 12/24 swipes per year to qualify for fee waiver. Now, seems like only HSBC Amanah (and maybe others Signature but definitely not Platinum) still have such condition.