Need some advice:
My OCBC titanium (latest statement date 11Aug) is up for renewal this 24Aug but my Retail spend only touch rm8300, still short of rm1700 for the 'Annual Usage Bonus' of RM50. According to the CS if I cancel the card before 24Aug(b4 GST rm50 is charged) my rebate for the month will be burned. So she suggested that I stop using the card after 24Aug(got a problem here as my Telekom autodebit is on 25Aug) and wait for the next statement on 11Sep. By then the GST will be charged and I still get the rebate of RM50. After I got this statement I then call the CS to request for 'Annual Usage Bonus' eventhough my Annual Retail Spend is short. I can then decide whether to keep the card or not. If I cancel the card I can also ask for the GST to be nullify.
My other problem is the Telekom autodebit. My telekom bill will be dated on 16Aug.
Can I pay the bill using OCBConline today(13/8) an estimated higher amount so that the autodebit would not be triggered on 25Aug?
How long it takes to cancel the autodebit facility?

Thinking of changing to HLB Wise Card and also if too many cards spending on each card will be reduced and subsequently not qualify for bonus/rebate like the OCBC 'Annual Usage Bonus'.

weird...
my sms from ocbc reads:

pay bills totalling rm2000 online (one must be an assessment bill) by 31/10/13 to get rm50 rebates

but all the ppl here reported rm30..i am wondering that..
anyway..i think i'll pass this promo, i can't spend 2k on bills within this 2 months..
and it translated to almost the same if i use mbb2c amex

Would like to ask sifu here, my card going to a year soon.

I use this quite quite often and wondering whether can ask for tax compensation?

Anyone got idea about it?

can you send me the template for appeal letter? my 3 times application fail, need appeal.

for my case having FD with them doesn't help - got rejected twice

Spend Rm10k a year waive GST

the condition should be swipe 3 times within 45 days from card issue date (date stated on card letter)
after that you need to spend 10K to waive GST

how to help those ppl who max out their rm50 ?

every month i only get rm20 rebate

still have rm30...who wan help?

Only 1 for me. Perhaps the other RM50 is from your normal cashback.

I will need to go back and check back what is written in my statement. Usually when get extra money, wont bother to call up CS and ask

good for you. Keep quiet and if OCBC takes it back after say 2-mths, tell them that the Statement says that unless we hear from u within x-mths, the details shall be taken as correct.

Its a standard clause in all Statements. Shove it back to them.

apa maksud ko?

gst waived? if i not use single sen?

The sms transaction alert by default is on what limit?

Received the sms when online purchase movie ticket. But no sms when i pump petrol and buy groceries at Aeon Big.

I want to buy Samsung phone using this card. Anyone know which 5% cashback merchant sells electronics, especially Samsung smartphones?

I think it goes by merchant, not product . So my theory is, if I buy electronics from a merchant with the right MCC, then I get the cashback.

Hehe I have the Amex. I checked official Samsung store and a few phone stalls at shopping malls. They don't accept Amex OR charge extra fees. Would you know which ones accept Amex and without surcharge, report back!

But they sell at RRP. You can get lower prices out there. Might as well keep your 5% and get it outside.