Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Mar 13 2013, 10:17 PM
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Moderator
9,301 posts Joined: Mar 2008  
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QUOTE(yorkhan @ Mar 13 2013, 08:13 PM) oh... is this to enable the extra card to be shown under paying options? Yes. However, not all bills can be paid with other bank's credit card. But for bills that can be paid with other bank's credit card, you'll be able to choose to pay with your other bank's credit card. QUOTE(yorkhan @ Mar 13 2013, 08:13 PM) or is this for paying OCBC statements using m2u? No. |
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Mar 14 2013, 08:52 AM
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Senior Member
1,933 posts Joined: Mar 2006 From: ~Universe~
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QUOTE(titanic_crash @ Mar 13 2013, 08:16 PM) yes you can...i did that last year and cut the credit limit by almost 50%...after all, i'll stop using the card when i spent 1k Thanks. I shall approach the nearest branch soon to get my CL reduce... |
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Mar 14 2013, 09:10 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(yiivei @ Mar 14 2013, 08:52 AM) Thanks. I shall approach the nearest branch soon to get my CL reduce... Can we do it over the phone? |
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Mar 14 2013, 09:34 AM
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Senior Member
1,933 posts Joined: Mar 2006 From: ~Universe~
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QUOTE(David83 @ Mar 14 2013, 09:10 AM) Can we do it over the phone? No idea bro... Would be better if can... save the hassle visiting the branch... |
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Mar 14 2013, 09:59 AM
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Junior Member
274 posts Joined: Oct 2012
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QUOTE(David83 @ Mar 14 2013, 09:10 AM) Can we do it over the phone? i dont think do...the last i did, ocbc ask me to drop at any branch and fill the original form...and they also reluctant to receive the form through fax |
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Mar 14 2013, 10:26 AM
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Junior Member
313 posts Joined: Sep 2007
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OCBC Celebrity Fitness, CF - Midvalley
I called the OCBC customer service, the MCC code was 5968 and it is only getting a rebate of 1%. The agents can actually see what is the rebate we are getting from the system. |
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Mar 14 2013, 01:15 PM
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Staff
72,808 posts Joined: Sep 2005 From: KUL 
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QUOTE(xbotzz @ Mar 14 2013, 10:26 AM) OCBC Celebrity Fitness, CF - Midvalley I called the OCBC customer service, the MCC code was 5968 and it is only getting a rebate of 1%. The agents can actually see what is the rebate we are getting from the system.  You had the perception that it should be 5%?Why is that? It doesn't fall into any of the 5% categories. |
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Mar 14 2013, 01:38 PM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(fruitie @ Mar 14 2013, 01:15 PM) You had the perception that it should be 5%?Why is that? It doesn't fall into any of the 5% categories. |
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Mar 14 2013, 01:47 PM
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Staff
72,808 posts Joined: Sep 2005 From: KUL
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QUOTE(ronnie @ Mar 14 2013, 01:38 PM) Finally OCBC has given 1% to MCC 5968 instead of 5% previously.  So it was a mistake previously? Haha. |
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Mar 15 2013, 09:12 AM
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Junior Member
376 posts Joined: May 2008
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ocbc charging me RM 30 to get the card replaced to the new design...
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Mar 15 2013, 12:59 PM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks
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Application approved! Thanks to one of the agents here who did it for me
 now waiting for it to arrive by mail...I heard a colleague say a family member (yes yes the truth probably got lost) paid for condo maintenance and got 5% cashback becos it's under utilities. Got such thing? |
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Mar 15 2013, 01:09 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(unknowmaster @ Mar 15 2013, 09:12 AM) ocbc charging me RM 30 to get the card replaced to the new design... Ouch!  |
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Mar 15 2013, 01:20 PM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(unknowmaster @ Mar 15 2013, 09:12 AM) ocbc charging me RM 30 to get the card replaced to the new design... What reason did you give to change the card ? |
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Mar 15 2013, 01:25 PM
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Junior Member
68 posts Joined: Jan 2010
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QUOTE(Dannyl @ Mar 15 2013, 12:59 PM) Application approved! Thanks to one of the agents here who did it for me Wah. Lucky. now waiting for it to arrive by mail...I heard a colleague say a family member (yes yes the truth probably got lost) paid for condo maintenance and got 5% cashback becos it's under utilities. Got such thing? I had mine decline. Dont know what is the reason. My nett income Rm8,900 total commitment RM1,900. CCRIS and CTOS ok! Then both OCBC and Stan Chart rejected my application. Wondering why. |
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Mar 15 2013, 01:26 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(haryzat @ Mar 15 2013, 01:25 PM) Wah. Lucky. How many credit cards you have on-hand now? Any of your existing card has extremely high limit?I had mine decline. Dont know what is the reason. My nett income Rm8,900 total commitment RM1,900. CCRIS and CTOS ok! Then both OCBC and Stan Chart rejected my application. Wondering why. This post has been edited by David83: Mar 15 2013, 01:27 PM |
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Mar 15 2013, 03:18 PM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks
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QUOTE(haryzat @ Mar 15 2013, 01:25 PM) Wah. Lucky. Yes. Lucky. My salary lower than yours. Have 5 other credit cards with some debt (total 1k). Payment not so good becos my wife's supp card payment is late half of the time, tainting my record I had mine decline. Dont know what is the reason. My nett income Rm8,900 total commitment RM1,900. CCRIS and CTOS ok! Then both OCBC and Stan Chart rejected my application. Wondering why.  have liability (cars and houses). Maybe I'm the kind of customer the banks like?  |
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Mar 15 2013, 04:17 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(Dannyl @ Mar 15 2013, 03:18 PM) Yes. Lucky. My salary lower than yours. Have 5 other credit cards with some debt (total 1k). Payment not so good becos my wife's supp card payment is late half of the time, tainting my record Ah? have liability (cars and houses). Maybe I'm the kind of customer the banks like?   You are so luckily can get approved from bank regardless of yr payment behavior Was wondering how the bank justify for those who apply the card |
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Mar 15 2013, 05:27 PM
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Senior Member
1,001 posts Joined: Apr 2010
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QUOTE(Dannyl @ Mar 15 2013, 03:18 PM) Yes. Lucky. My salary lower than yours. Have 5 other credit cards with some debt (total 1k). Payment not so good becos my wife's supp card payment is late half of the time, tainting my record Mine got rejected by OCBC but Standard Chartered & HSBC approved my card have liability (cars and houses). Maybe I'm the kind of customer the banks like?  |
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 Mar 15 2013, 07:47 PM
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Junior Member
376 posts Joined: May 2008
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QUOTE(ronnie @ Mar 15 2013, 01:20 PM) What reason did you give to change the card ? I want the new design. |
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Mar 15 2013, 09:57 PM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(unknowmaster @ Mar 15 2013, 07:47 PM) I want the new design. No wonder they would charge you RM30  I will tell them EMV chip not readable. |
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