try MBB, PBB, you may get as low as 3.85% depends on your loan size

there's an offer from 1 bank (shhh... even their competitor also dunoe about the current package) offering lowest 3.8% + OD, min 2% MRTA. non capping (means you can pay up 99% of your loan amount & save interest )

but too bad, the promo gonna end by dec 31, 2023 and applicable to:
1. landed house (condo, low cost flat, town house & commercial all x boles)
2. prime & secondary area (mainly KL & Selangor, most of the area of Penang & Johor excluded)

cons:
1. longer approval period (take about 2-3 weeks)
2. hard to fight market value

Yeah 540k if not mistaken

Yup daily. Err got limit cannot pay fully within xx years (need to check back).

ya, bank offer good good rate if borrow more $, ok thank.

Hi, anyone know what's this charge for in my HLB Mortgage Plus loan account? MISC COST (Auto) - Seems to be charged yearly.

Fire insurance

Ah right, forgot about that. They should label it more explicitly.

Thanks for the info

If I am not wrong, there is an upper limit for the amount of advance payment that can be used to reduce the interest. E.g. if your current outstanding amount is 500k, the amount of interest that you need to pay monthly is the same when you have advance payment of RM 150k in the semi flexi account vs you have RM 300k of advance payment.



This post has been edited by kcp88: Feb 15 2024, 09:06 AM

30%

30%

I think is for first 2 yrs only right?