QUOTE(twiteroll @ May 17 2013, 10:00 AM)
Hey guys wanna have your opinion .Im 22 this year and i earn 3k+ montly .ive no commitment just my room rental. Parent also didnt give.After calculate and minus few allowance from company i still have 2.5k left. the balance just for my daily meal.let say i use 1k per month for eat+few shopping,still 1.5k left.btw petrol and tol already deduct from my allowances.
Im very interst in this car,calculate with 10 percent dp and 9 years loan around 1.3k montly. Its is a good idea or not ?
Im very interst in this car,calculate with 10 percent dp and 9 years loan around 1.3k montly. Its is a good idea or not ?
QUOTE(gunplakk @ May 17 2013, 10:21 AM)
nope.... save your money for the future.. buy a house or something... you need to pay about 300-400 for servicing every 2-3 months... you need to pay 2000+ for insurance per year = about 200 per month....
you need to change your tyres every 2 yrs... about 1500... so about 100 amonth...
then you need to wash car etc... so end up maybe 50 a month...
add up, u needa bout 400 Per month for maintenance... so your pay... cannot afford the car
It's not wise to use 43% of ur monthly salary to pay car instalment. And yup, u havent include other expenses for the car - maintenance, car wash, bodykit, insurance, etc. U should probably go for cars lower than RM100k. As gunplakk said, since you are young, it is better to buy house (asset) rather than a car (liability) which is depreciating. you need to change your tyres every 2 yrs... about 1500... so about 100 amonth...
then you need to wash car etc... so end up maybe 50 a month...
add up, u needa bout 400 Per month for maintenance... so your pay... cannot afford the car
I know, the Z is so hot n sexy but u need to be careful on ur budget. U might get the car now, enjoy the glamour but later u might struggle hard to buy a house. Better plan for ur future with sufficient savings.
May 17 2013, 10:31 AM

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