my beloved inspira has been involved in an accident 2 weeks ago ,seems minor from my view ,just the front part ,hentam divider @mex highway (heavy rain,corner,car spin) <-- common accident reported @mex according to the police

http://instagram.com/p/UJOayKO2e5/

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insurans want to claim it as total lost ,but i call the workshop (eon sg besi ) ..they said can be repaired

i check with a few persons including the adjustor

from each of their view

@adjustor ,better claim as total lost ,if you repair also it will not feel like before accident ,and after you repair ,you cant get the amount that insurance give you for the total loss value ,workshop always said they can do ,because the 'need' money ,if insurans claim total lost ,they didnt get any

@workshop ,we can do ,we will replace with original part ,and claim to your insurans,and if you having any problem,the parts that they replace is under warranty ,so u still can come and claim for it,if you having any problem in the future

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my doubt here , im willing to accept the total loss amount ,if it can cover my remaining loan ,which right now,upon checking ,i still need to topup a few thousand,how i can get the insurance to cover my loan ,im ok not getting any of my deposit back

@if i want to go for repair ,i dunno about car in details,afraid kena 'makan' kaw2

..sorry for my long post and my bad english

feel free to drop me an email armanothman@gmail.com ..thank you in advanced