Got my 10% CB too, paid precisely on 28th March.

Maxis Home Fibre payment also considered as mobile category and entitle to 10% CB.

Petrol transactions swiped at the cashier's CC terminals not entitle to CB. Only swiped at the pump entitle to CB.

Giant hypermarket, yes 10% CB under grocery category.

AEON BIG formerly Carrefour, any one tested it ? should be entitled CB under grocery category even thought the name changed. AEON formerly Jusco is under department store though.

so did you guys split your bills?
let say Rm200 for maxis so you do rm50 x 4 transactions?

Is the CB amount rounded to the nearest Ringgit ?

Depending on your monthly spending frequency. if you are a sales and marketing guy, the petrol alone no need split also can hit 10 times min RM50. If you are an office guy, then you may want to split it.


This post has been edited by aeiou228: Mar 30 2013, 12:00 AM

Yes. rounding up to the nearest ringgit.
ie. RM197.00 gets RM20 CB.

So, still no one can answer whether the RM100 cash back will be pro-rated or either get full RM100 else RM0 CB?

if you don't swipe 10 transactions (>RM50), you get RM0.00 Cash Back

Then it's really risky to get this card for those 50-50% swipper, really need to think WISEly to subscript it

Unless you spend less than rm500 on phone bill, broadband, petrol and grocery on your monthly living expenses.
I heard it's not easy to get this card. Those who can qualify for this card surely have a decent monthly income and warrant such spendings.

Maxis Online Payment RM50 x 4
Jusco Department Store for Voucher RM50 x 6

Yes.


First month just spent ngam ngam RM50 x 10 to test water.

Since March already wasted to wait for Cash Back confirmation, will give full force to get RM100 monthly cash back from April onwards

Hi guys, thanks for being the forerunners.
So you guys saw the CB in your statement or at HL connect on 28 March itself?
I have started using only in March, hence got to wait till 28th April.
But at least there are success cases.
Eagerly awaiting for my first 10% CB...

Be careful when told, must read B&W.

Good for you, applied and get rejected. I guess reason being my usage / total credit limit is too low. HLB knows can't make money from me but I sure and guarantee can earn a iPad mini for myself every year.

Paying rm100 per month CB to each qualified card holder is a loss making business if every single WISE card holder max out the CB. I guess HLB is pretty confident that it can cover the loss by CB saving on card holders who fail to hit 10x >Rm50 tranx, spent on other categories not entitle to CB, merchant discounts and lastly the main bulk of income is coming from interest charge on outstanding balance.

if i go to digi website, buy the reload card or mobile phone, do i get the rebate at mobile categery?

i go to Gaint to buy the reload card, do it considered in grocery?

Buying reload at Giant/Tesco would be consider under Grocery MCC

That is why I get rejected.....
They know they can't make money out of me but I can make money out of them.

I'm not sure if this has been asked before

After getting the 10 transactions (>RM50), do I still need to spend more than RM50 for the subsequent transactions to get the rebate?

Once you hit 10x >RM50 transactions, any amount spent under the selected categories will be entitled to CB.

Hi, can i pay electric bills and water bills online??is it still under CB??

if yes, can recommend me some website??

Thanks!!