yesterday i just submit the application form for watami card. but unfortunately no watami restaurant in penang

watami rejected me as i am holding 2 CC since i am less than 3000 per month. (not decide to cancel ocbc yet cause still 9 months to anniversary). i think i can only apply watami on my next job.

btw, watami card + pinch of salt card will be very great for dining in watami

It should be from 19 Dec 2013 to 19 Fev 2014.

You can refer to the example in the link below

For example, Principal Card approved on 15/11/12.
 
1st  quarter  = 15-11-12  until  14-02-13  (3 months).
2nd  quarter  = 15-02-12  until  14-05-13  (3 months).
3rd  quarter  = 15-05-13  until  14-08-13  (3 months).
4th  quarter  = 15-08-13  until  14-11-13  (3 months).

http://www.aeonmalaysia.com.my/acs/af/kona...814#page=page-1

So, your Card Dated 17 Dec 2013 (same as mine) was approved today after 2-days is not too bad. No idea how long it would take the Card to be couriered to Sarawak, probably a week or so from today. Lets hope u get is before Christmas or latest by the New Year.
There is no 'GST Waiver' for the AEON Watami CC. No special current promotion.  This card is good for the first RM1,666 spending a month of RM5,000 per quatrer where u get 3% CB (Min spending is RM3K per quarter to qualify)

I wonder how useful does this watami card to use in sarawak? because we can't really maximize the benefits as we do not have watami restaurant and aeon store/supermarket here

I wonder how useful does this watami card to use in sarawak? because we can't really maximize the benefits as we do not have watami restaurant and aeon store/supermarket here

I wonder how useful does this watami card to use in sarawak? because we can't really maximize the benefits as we do not have watami restaurant and aeon store/supermarket here

you still get the 3% cash back if your quarterly spending is at least RM3,000 and capped at RM5,000 per quatrer.

3% returns every quarter is still better than FD returns.

the 3% is applicable to any transaction rite? or certain MCC only

When I applied my Watami card, i was asked not less than 3 times..you selalu pergi watami ke? 

I don't use the Watami CC for the merchants you mentioned. I use it for transactions that would otherwise earn less than 3% if use other CC, eg Insurance, bookstore, car purchase deposit and many other merchants, in fact I use it more often than my other CC. This is my priority of using CC HLB-Wise>MBB2Amex>Watami and other CC during special promo eg. SC-parkson-voucher, CIMB-CashBack, Citi-Cashback.

looks like your 5 cards all cash back 

The "Cashback" on CIMB and CITI is referring to their Promo not the type of CC. My CIMB is CB but the CITI is PremierMiles. I prefer CB than reward points.

another new promo added to the 4x points on the 10th ,5% rebates on the 20th and now 5% petrol rebates every last sunday of the mth

Bro you just saw it? Hahaha..it is published last fww days and I went to their jusco to spend on 20 dec which js yesterday. .now waiting my upcoming bill to show rebate yeah!

Bro you just saw it? Hahaha..it is published last fww days and I went to their jusco to spend on 20 dec which js yesterday. .now waiting my upcoming bill to show rebate yeah!