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Credit Cards AEON Credit Cards, By AEON Credit Services

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edwardccg
post Apr 16 2014, 09:24 AM

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QUOTE(ronnie @ Apr 15 2014, 10:05 PM)
I notice a new update in the PDF statement
CODE
MEPS Interbank GIRO (IBG)*
• Beneficiary Name / Nama Penerima:
[ AEON Credit Service (M) Berhad ] for (Your name as per IC) / untuk (nama pemohon seperti dalam K.P.)
• Beneficiary Bank / Bank Penerima: [ Citibank ]
• Account No. / No. Akaun: Credit Card No. – 16 digits / No. Kad Kredit – 16 digit

*
i thought this information also on firstpage?
the different is instead of initial name, now is 'your name as per IC'

maybe can try pay rm100 and see if will be posted on unbilled or not.
i wonder if the beneficiary name can be so long

eg:
AEON Credit Service (M) Berhad for Tan Meng Meng

---

updated, tried m2u.
only 22 character in beneficiary name including spaces
i could able to key in "AEON Credit Service (M" shakehead.gif sweat.gif

This post has been edited by edwardccg: Apr 16 2014, 10:03 AM
edwardccg
post Apr 20 2014, 10:01 AM

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QUOTE(~~5ive~~ @ Apr 20 2014, 12:46 AM)
They send it by poslaju or snail mail or normal mail?
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I got by registered mail
Not sure others, but CS told me before saying that if CL is more than 5k, then they will send by pos laju. My CL is 6k but with registered mail, not sure about the real threshold.
Or maybe CS just speak nonsense.
edwardccg
post Apr 26 2014, 08:58 AM

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QUOTE(Human Nature @ Apr 26 2014, 01:37 AM)
We will still receive the watami 3% when we make transactions in foreign currency right?
*
we will also have 2x points when do foreign transaction, value to 0.8% cash back
edwardccg
post Apr 26 2014, 03:37 PM

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QUOTE(DarReNz @ Apr 26 2014, 01:18 PM)
I have check my watami statement u only get 1x point overseas
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I was told by CS about it will be 2x points and the TnC is written 2x point for oversea retail spend hmm.gif
http://www.aeonmalaysia.com.my/acs/static/...MI_TC_APR14.pdf

Attached Image

but in the site, it only mention watami locally and oversea (which feel like is for dining watami at oversea)
http://www.aeonmalaysia.com.my/acs/web.do?...ard#page=page-1
Attached Image


The T n C is updated at Apr 14, i guess 2x point for oversea spend will be the new feature?
someone did oversea transaction at april? mind to share how is the point on next statement?



BTW, the promotion - Petrol Rebate Day at any Petrol Stations (Every Last Sunday of the month)
watami is also eligible. It is nice since tmr is the last sunday of a month, and my amex rm50 quota already maxed out. this promotion earn another 5% for me instead of 2% on 5X TP tongue.gif

This post has been edited by edwardccg: Apr 26 2014, 03:57 PM
edwardccg
post Apr 27 2014, 12:09 AM

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QUOTE(ronnie @ Apr 26 2014, 10:12 PM)
Earn double bonus points when you spend in all WATAMI Japanese Casual Restaurants locally and overseas retail spend.

Latest AEON WATAMI FAQ (pdf) - Link
*
From what i understand in the site, it would be
Earn double bonus points when you spend in all WATAMI Japanese Casual Restaurants locally and overseas retail spend
oversea retail spend = not only watami spend in oversea, right?

the FAQ didnt mention any related to double bonus points also


but the latest TnC is showing this table
http://www.aeonmalaysia.com.my/acs/static/...MI_TC_APR14.pdf
Attached Image

it mention "Spending in overseas retail" but did not mention would be only watami.
edwardccg
post May 1 2014, 07:18 PM

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QUOTE(DarReNz @ May 1 2014, 01:20 AM)
yes guys, u will see pop up informing you there would be a RM 0.60 charge and after you proceeded with the transaction you will see this below

I-PAYMENT CHARGE
PAY TO AEONCCARD:XXXXXX    0.60
*
may i know payment via cimbclick it took how many working days to reach AEON?

will it be like next day like IBG? any cut off time for the processing?
edwardccg
post May 8 2014, 10:36 PM

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anyone know is there any minimum amount for using credit card in watami?

No company, have to dine alone to utilize my rm30 birthday rebate.
i guess would be around rm30-40, want to know if can use credit card for this figure.
edwardccg
post May 10 2014, 09:52 AM

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QUOTE(nescheez @ May 10 2014, 03:19 AM)
How could I never hear this watami voucher + 3% rebate card !? Almost miss out if wasn't victorywp mention it in m2card thread (huge thanks)
Gonna get one to get rebate for my insurance !

Current combo HLB Wise + HSBC Mvisa power
Gonna replace HSBC with this watami !
*
the only big disadvantage of this card i could think of is no IBG payment available for this card
edwardccg
post May 11 2014, 12:35 AM

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QUOTE(MNet @ May 10 2014, 10:55 AM)
got
i can pay via m2u
*
QUOTE(Human Nature @ May 10 2014, 10:56 AM)
i wouldn't consider it a disadvantage at all. there is always the payment option through cimbclicks and M2U.
*
IBG would be the cheapest payment method theseday, but watami not support sad.gif


QUOTE(kelvinlzy @ May 10 2014, 01:21 PM)
I think what edwardccg meant is that there is still no RM0.10-only charge for the IBG payment.
*
yes, you are correct. payment charge would be rm0.50 - rm1.50 depend on different portal.
even want to pay cash on counter also troublesome as ATM per transaction maximum only rm1500, will need to withdraw multiple times

This post has been edited by edwardccg: May 11 2014, 12:37 AM
edwardccg
post May 14 2014, 08:18 AM

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Got my 2nd month watami statement.
It supposed to have 500 activation bonus point and 1000 approval bonus points, right?

1st statement only give me 500 on bonus points column. And my 2nd statement i only got my this month charges points.

Is that the 1000 approval points is a kind of promotion?
And it already passed?
edwardccg
post May 16 2014, 07:11 PM

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QUOTE(frozen520 @ May 14 2014, 02:18 PM)
happened to me too. Called CS, the 1000 points for card activation (new card) will be credited in June statement.
*
QUOTE(DarReNz @ May 14 2014, 04:48 PM)
i just checked my 2nd statement and it doesn't show the 1k points as well gonna call CS too
*
called CS at wed, the person answer saying I am eligible for that 1000 point. but dunno why he said need to confirm with marketing department and will give me update by friday.
but no news until now
edwardccg
post May 16 2014, 07:21 PM

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Btw, aeon e statement is send by attached the pdf file in the email or it just send an email notify you the e-statement is ready to download at aeon site?
edwardccg
post May 23 2014, 04:48 PM

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RM0.00 AEON CREDIT CARD: Double Rewards! Enjoy 5% Rebate@AEON BiG on 28May14(NO CAPPING)&5% Rebate for Petrol on 25May14(Capped at RM50)!Visit AEON Web for T&C.

It is nice that aeon remind me not to pump petrol using amex tmr since my amex quota already maxed out smile.gif
edwardccg
post May 27 2014, 11:53 PM

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QUOTE(cybpsych @ May 27 2014, 05:25 PM)
ah didnt know there's a difference, if any.

When i mentioned the possibility of paying quarterly (Aeon Watami! icon_idea.gif), he mentioned to pay RM3k, so i think it's same between monthly or quarterly.

I'll ask again. Also wanted to know from him what is the auto-debit schedule for monthly/quarterly payment. If it's based on specific date, then at least i can plan out the card's registration.
*
From what i know, if it is an investment link insurance product, the premium is still same.
The premium basically would be higher a little than your require pay amount, and the remaining would be convert to 'cash value' in seperate account. So, when you opt for different payment frequency other than annually, insurance company basically would charge some % when convert to cash value.

It seems no different for us, but our cash value will grow slower for not pay annually
For GE, it was 5% for monthly, 3% for quarterly, 2% for half-yearly and 0% for annually.

correctly if i am wrong. biggrin.gif
edwardccg
post May 28 2014, 02:45 PM

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QUOTE(cybpsych @ May 28 2014, 07:46 AM)
question about new application: if I submit the form at HQ (menara olympia), is there EPF kiosk there to print out the statement?
*
yes, there is EPF koisk over HQ.
I used to submit my application there
edwardccg
post May 31 2014, 10:49 AM

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QUOTE(TerkukurKing @ May 30 2014, 10:26 PM)
clarified with watami personal, the definition for "bill payment" is the bill payment that provided by aeon via their website ( eg Syabas payment, reload the mobile ). these transaction are excluded.

Insurance, TM, TNB, Maxis auto debit are consider as retail rclxm9.gif
*
Really?
I just have pay quite some syabas bill for difference property fr aeon website in my first quater.
If it not count as 3 %. Then i have no 3%already
Should have pay via uob payonline.

Anyone got rebate for paying syabas via their portal?
The TnC only mention except petrol and watami transaction will be entitle for the 3%
Of coz also exclude those bank fees
edwardccg
post May 31 2014, 08:26 PM

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QUOTE(TerkukurKing @ May 31 2014, 04:38 PM)
Syabas payment & reload via their portal are included, I just re-calculate my 3 % quarterly

icon_rolleyes.gif  rclxm9.gif
*
Thanks for the confirmation.
I am waiting my first rebate next next statement
edwardccg
post Jun 6 2014, 12:33 AM

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Rebate cycle until 29 jun.
Left 560 quota only
Few more auto debit will than maxed out.
Have to start use amex on week day already

This post has been edited by edwardccg: Jun 6 2014, 12:35 AM
edwardccg
post Jun 6 2014, 09:23 PM

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QUOTE(kelvinlzy @ Jun 6 2014, 05:12 PM)
You don't have any other CC?
*
Only pairing mbb 2 amex with this.
Once have titanium before but already cancelled.
edwardccg
post Jun 13 2014, 09:39 PM

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QUOTE(CART@@N @ Jun 13 2014, 06:43 PM)
So far I use public bank bill payment..no extra charge..
*
I just logon to my public bank e banking and try to pay to aeon credit service.
Surprisingly the service charge area stated rm0.00 when the confirmation page
Attached Image

I remember before is rm1.00
Is it a promotion or what for public bank?

updated: there is no aeon credit service on bill payment charge on pbebank biggrin.gif
https://www.pbebank.com/Personal-Banking/FA...ll-Payment.aspx
thanks for the info, will pay using public bank next time
May i know the payment will take how long to reach aeon?
cimb i tried so far is consider instant, pay at 28 May night and transaction posting on aeon is 28 and 29 May
Attached Image

update 2: tried RHB, it also showing service charge = rm0
Attached Image

hong leong still charge rm1.50, cimb is rm0.60,
but maybank did not show any service charge.
However, most member already confirm paying via m2u will have total amount received at aeon side being deducted rm1.

I wonder if this will be the same case for rhb and public bank. they charge you nothing but when payment reach aeon and aeon will absorb rm1 hmm.gif

This post has been edited by edwardccg: Jun 13 2014, 10:23 PM

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