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Credit Cards AEON Credit Cards, By AEON Credit Services

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DarReNz
post Apr 15 2014, 03:37 PM

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QUOTE(lamode @ Apr 15 2014, 03:10 PM)
i can see my watami statement now.

notice got this, does it means anything?

"Cumulative / Transaction Spend (03/12)"
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i am also wondering about this mine is 05/12, is it related to annual fees ?
DarReNz
post Apr 21 2014, 03:20 PM

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QUOTE(bee993 @ Apr 21 2014, 01:51 PM)
hm...dilemma now....mbb2 hold few year d...and juz get ocbc not long ago for insurance payment....now i decide for wise card coz my petrol n groceries easily can max out the cb...too bad wise cant use for insurance....
if go for all will hold 4 cc which is 1 too many...

mbb2 + wise + ocbc/watami. sweat.gif  sweat.gif
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u can just cancel ocbc and keep the 3 cards
DarReNz
post Apr 21 2014, 04:31 PM

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QUOTE(bee993 @ Apr 21 2014, 03:27 PM)
this is wat i am thinking...but the ocbc is jus applied...

and wise waiting their call...

would be really waste if compare ocbc 1% to watami 3%. shud have no problem max out the rm5k quaterly for watami coz insurance payment oredi 4.5k

5k ocbc = 50
5k watami = 150

x 4 = rm400 +-

both oso annual fees waiveable...free fo life / 12 swipe

maybe i shud just hold 4 card till the ocbc annivesarry then cancel it. hmm.gif  rclxub.gif
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since you have just applied then you can keep for a year and cancel it before the anniversary date. btw it's good if you have maxed out the watami card then you can still use ocbc nod.gif
DarReNz
post Apr 22 2014, 03:28 PM

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QUOTE(victorywp @ Apr 22 2014, 02:41 PM)
bro u really spoon feed him rclxms.gif
DarReNz
post Apr 26 2014, 01:18 PM

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QUOTE(Human Nature @ Apr 26 2014, 11:19 AM)
alright good  smile.gif
thanks! this is a new info to me  biggrin.gif
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I have check my watami statement u only get 1x point overseas
DarReNz
post Apr 27 2014, 01:54 AM

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best is for someone to test watami after apr 14 overseas or call CS for clarity

This post has been edited by DarReNz: Apr 27 2014, 01:55 AM
DarReNz
post Apr 30 2014, 12:21 PM

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just found out if you pay using cimb to pay for watami card you don't have to add RM0.60 to the total amount
DarReNz
post Apr 30 2014, 12:23 PM

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QUOTE(mcricky @ Apr 28 2014, 12:52 AM)
Why 1 quater got 4 months in the FAQ?  hmm.gif
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got 4 quarters but each quarter is 3 months for the cashback
DarReNz
post May 1 2014, 01:20 AM

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QUOTE(~Eveready~ @ Apr 30 2014, 05:03 PM)
OK, thanks for the clarification.. notworthy.gif
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yes guys, u will see pop up informing you there would be a RM 0.60 charge and after you proceeded with the transaction you will see this below

I-PAYMENT CHARGE
PAY TO AEONCCARD:XXXXXX 0.60

This post has been edited by DarReNz: May 1 2014, 01:25 AM
DarReNz
post May 3 2014, 12:53 AM

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QUOTE(Human Nature @ May 1 2014, 09:40 PM)
when i check after 2 days, it already reached. i didnt check after 1 day, so cant tell whether it is like IBG or not
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In CIMBClicks, under Pay Bills it mentioned the below

Notes :
1. Bill payments will be processed by payees within 24 hours from the date and time of successful transaction.


btw i just logged into Aeon website and I made the transaction on 30 apr and it received on 2 may due to 1 may is a public holiday

This post has been edited by DarReNz: May 3 2014, 01:00 AM
DarReNz
post May 8 2014, 09:10 PM

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QUOTE(MGM @ May 8 2014, 10:15 AM)
Just to reconfirm the following:

Printed on statement my Watami card anniversary month : 15 NOVEMBER 2014.
My statement is on the 10th of the month.

For my case, are the exact dates for the quarters below  correct?

1st quarter = 15-11-13 until 14-02-14.
2nd quarter =15-02-14 until 14-05-14.
3rd quarter = 15-05-14 until 14-08-14.
4th quarter = 15-08-14 until 14-11-14.

So far I have swiped in the 2nd quarter  rm500 only, so would like to swipe on the 10/5/14 for rm4200 but the date could be on the borderline. BTW transaction date  or posting date is used to decide which quarters a transaction falls on?
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better to call CS to find out your approval date so you can start planning and calculate the dates, most likely is the date written at the back of the aeon card letter when you first received it nod.gif

This post has been edited by DarReNz: May 8 2014, 09:15 PM
DarReNz
post May 9 2014, 02:01 PM

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QUOTE(victorywp @ May 9 2014, 01:29 PM)
lol uob style... not falling into it...
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yeah didn't bother about this sms
DarReNz
post May 13 2014, 01:32 PM

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QUOTE(cybpsych @ May 13 2014, 09:31 AM)
Need min 3k/quarter to qualify cashback. My monthly spending is <1k/month and adequately-covered with amex, so no point to spend even more. Spend less is better than chasing cashback.
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do u mean if u use the watami card at places that don't accept amex along with your insurance charged to it, you still not able to hit 3k in 3 months ?
DarReNz
post May 13 2014, 05:43 PM

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ok i have 2 insurance with one over 3k and another slightly below 3k and they are a month apart which will fall into one of the quarters, guess for the extra 1k i will just get points
DarReNz
post May 13 2014, 09:24 PM

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QUOTE(victorywp @ May 13 2014, 06:02 PM)
perhaps you may pay in advance (1 or 2 months earlier) for your first insurance so that it falls into the earlier quarter.
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well for auto debit annual insurance you can't control the dates as they charge it on your anniversary date
DarReNz
post May 13 2014, 10:48 PM

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QUOTE(victorywp @ May 13 2014, 09:34 PM)
if you really want the 3% rebate, then you need to change your auto debit to manual (only for that one policy) and pay earlier in advance.
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i noticed the difference is RM30 but probably driving to Menara GE to swipe & back probably would cost that much hmm.gif

This post has been edited by DarReNz: May 13 2014, 11:31 PM
DarReNz
post May 14 2014, 11:45 AM

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QUOTE(victorywp @ May 14 2014, 12:19 AM)
menara ge is the nearest to your place? how about other ge branch?
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i doubt subang jaya has one
DarReNz
post May 14 2014, 04:48 PM

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QUOTE(frozen520 @ May 14 2014, 02:18 PM)
happened to me too. Called CS, the 1000 points for card activation (new card) will be credited in June statement.
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i just checked my 2nd statement and it doesn't show the 1k points as well gonna call CS too

This post has been edited by DarReNz: May 14 2014, 04:52 PM
DarReNz
post May 17 2014, 03:14 AM

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QUOTE(edwardccg @ May 16 2014, 07:11 PM)
called CS at wed, the person answer saying I am eligible for that 1000 point. but dunno why he said need to confirm with marketing department and will give me update by friday.
but no news until now
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CS said it will appear it next month statement for the 1k points
DarReNz
post May 20 2014, 07:23 PM

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QUOTE(bearbear @ May 20 2014, 10:15 AM)
1. instead of paying the bank, u delay payment with 0 cost to you. You can put the money in FD or ASB to gain some interest (Albeit little but you are earning free money from the bank with no cost to you.) I treat BT installments just like those saving plan.

2. Aeon provide reward point for BT transactions as well, free Jusco voucher for Raya / CNY.

So why not?
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So the best is to make one large purchase then just before payment due date BT for 6 months 0 interest to another cc so can enjoy paying it after 6 months ?

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