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Credit Cards AEON Credit Cards, By AEON Credit Services

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edwardccg
post Feb 3 2014, 09:07 AM

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Online Bill Payment to AEON credit services basically will take how long to process?

I want to know just in case to pay the bill on time

edwardccg
post Feb 14 2014, 10:27 AM

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I just changed job this month, wonder if i can apply watami using my 2013 EA form (under previous company name)?

or i should use my current company 3 months payslip to apply? (if that is the case, can only apply on may for feb, march, april payslip)
edwardccg
post Mar 20 2014, 01:30 PM

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QUOTE(DarReNz @ Mar 20 2014, 07:57 AM)
guys i've got the refund amount on my scb account and a reply from aeon
Regret to inform currently payment option via Inter Bank Giro and Internet payment is not extended to AEON Watami Visa Card. We truly regret the inconveniences experienced by your good self. Nevertheless our management is currently in the midst of upgrading the payment channel option to meet the needs and expectations of our discerning and esteemed customers like your goodself.
The best way now is transfer IBG to Maybank and use the bill payment option to pay
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If you have cimb, i think best way is transfer to cimb then pay.
Only charged 60 sens by cimb
edwardccg
post Mar 24 2014, 06:40 PM

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QUOTE(victorywp @ Mar 24 2014, 02:59 PM)
unless one has frequent big purchase and aeon watami is never enough, otherwise i think not so worth to maintain ocbc tmc just for this purpose (unless ocbc will still absorb the rm50 gst). use mbb2master or mbb2visa is sufficient. although much lower in benefit but at least no need to incur additional gst.
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I guess even reach the watami quota for 3%.
We still entitle for the bonus point which equivalent to 0.4%, right?. Then is same with mbb2 visa/master
edwardccg
post Mar 27 2014, 06:18 PM

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March 15 apply watami at menara olympia
March 24 called them to check my application, coz still "not recieved" in the self service menu
March 27 verification called

Really slow, I wonder when can i know the result

This post has been edited by edwardccg: Mar 27 2014, 06:19 PM
edwardccg
post Mar 28 2014, 09:07 PM

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QUOTE(kyle_kl @ Mar 27 2014, 09:22 PM)
I apply the card before cny... yesterday they just call me say my card is approved.
how "efficient" they are  laugh.gif
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That was really slow!


QUOTE(edwardccg @ Mar 27 2014, 06:18 PM)
March 15 apply watami at menara olympia
March 24 called them to check my application, coz still "not recieved" in the self service menu
March 27 verification called

Really slow, I wonder when can i know the result
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*Update: March 28 - Card is Approved!!! biggrin.gif

Called CS, they said approved date is 26 March (sweat.gif then how come i got verification call on 27 March)

That being said, my 3% cycle would be
26 March - 25 June
26 July - 25 Oct
26 Oct - 25 Jan
26 Jan - 25 March
Correct?

They also mention if CL > 5000 will send by courier (poslaju) else will send by normal mail.
No wonder my ocbc card last time is send by snail mail.
So they cannot confirm will send by courier or normal mail, since my credit limit still not yet fixed

Hope i can get the card by next weekend
edwardccg
post Mar 29 2014, 04:00 PM

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QUOTE(moon yuen @ Mar 29 2014, 07:46 AM)
Anyone know which method to pay AEON credit card the cheapest way via cimbclicks?
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go midvalley once a month and pay via CDM

basically all bank ATM is available in midvalley

btw, i saw Aeon big in midvalley opened 1 aeon credit service center, with 2 CDM there
so midvalley is having 2 aeon credit service branch? or the aeon big one is move from the jusco?
edwardccg
post Apr 1 2014, 08:33 PM

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QUOTE(edwardccg @ Mar 28 2014, 09:07 PM)
That was really slow!
*Update: March 28 - Card is Approved!!!  biggrin.gif

Called CS, they said approved date is 26 March  (sweat.gif then how come i got verification call on 27 March)

That being said, my 3% cycle would be
26 March - 25 June
26 July - 25 Oct
26 Oct - 25 Jan
26 Jan - 25 March
Correct?

They also mention if CL > 5000 will send by courier (poslaju) else will send by normal mail.
No wonder my ocbc card last time is send by snail mail.
So they cannot confirm will send by courier or normal mail, since my credit limit still not yet fixed

Hope i can get the card by next weekend
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Got my watami card today. rclxm9.gif

changed rm1 sms alert during activation, and i not sure why my approval date change again after confirm again with CS
which was 31 march, then i received my card today sweat.gif

then i add my watami to paypal and amiami but rejected. When thinking of calling CS but they called me first and ask if i want to allow it, such a good response from CS. biggrin.gif

So far my interaction with aeon cs i think is good, from checking card applications, verification, activation, inquery on products, and online transactions.

The only things to said is 80 % calls from aeon are directly speak in BM, i am not very good with speaking BM sweat.gif
edwardccg
post Apr 2 2014, 07:56 AM

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QUOTE(tbheng @ Apr 2 2014, 07:30 AM)
nowadays, no more birthday voucher rm30 but birthday rebate rm30 instead? if rebate, means it will use up the rm150 quarterly max cb right?
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As the sms stated, you will still need to spend (at watami outlets) before getting this birthday CB.
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i think will be seperated, since watami transaction is same like petrol transactions, is not counted as their 'retail transaction' so no 3% rebate for watami transaction originally

it will be good on giving rebate to replacing voucher, coz we are getting 30*2 = 60 points extra compare to voucher since it direct deducted from charging amount.

btw, does the aeon online website showing current points in our card? I can't seems find any on the site.

This post has been edited by edwardccg: Apr 2 2014, 08:08 AM
edwardccg
post Apr 2 2014, 08:10 AM

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QUOTE(ronnie @ Apr 2 2014, 08:00 AM)
Nope it's not shown online... just refer to your Monthly eStatement or Paper Statement
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i just subscribed the e-statement.
may i know normally which date they will send out the email?

the promotion about sign up e-statement and getting points already over?
edwardccg
post Apr 2 2014, 06:58 PM

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QUOTE(ronnie @ Apr 2 2014, 08:11 AM)
AEON CC Statement is generated on 10th of each month. Usually you get the email 2-3 days later
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may i know just after 10th, around 11th. can view the statement online already?

is there any benefits for e-statement now? since the extra point for subscribing already no more.

was plan to de-register for getting the hard copy
edwardccg
post Apr 4 2014, 05:51 PM

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QUOTE(RO Player @ Apr 3 2014, 11:10 AM)
watami call me for verification of new card..roughly when can i get the card...(* need to send fr kl to ouotstation)
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you could check the status by dail 03-2719 9999
then 1>4>1

i am keep doing this for last few week
edwardccg
post Apr 5 2014, 08:54 PM

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Is there any expiry date for the watami aeon rewards point?
edwardccg
post Apr 11 2014, 08:23 AM

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QUOTE(ReWeR @ Apr 11 2014, 12:14 AM)
Thx for the info, anyone know does watami credit card support online bill payment such as electricity / maxis / unifi?
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Aeon online only can pay to Syabas

other bill you can consider use UOB payonline or posonline (posonline charge additional 2% for creditcard).
I only use posonline for paying Indah Water & quick rent (watami 3.4%, still earn)

not all assessment bill accept in UOB payonline, for MPKJ and MPAJ i paid via their own online portal, no additional charge.

for your mentioned bill, if are going to pay using watami, why not using autopay/autodebit?
or the best would be using amex pay at weekend (TNB & Unifi) biggrin.gif

This post has been edited by edwardccg: Apr 11 2014, 08:25 AM
edwardccg
post Apr 11 2014, 07:01 PM

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Btw, my card just approved at march-apr.
CL only 1.7x of my monthly salary.
When i could request increase on CL?
How long i need to hold the card until i could request increase on CL?
Can i request to around 2.5x or 3x of my salary?
edwardccg
post Apr 12 2014, 12:37 PM

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QUOTE(namh @ Apr 11 2014, 09:07 PM)
if your income less than 3k per month, your max credit limit is 2x your monthly income.. so you need to increase your income first, than usually after 6 months can request credit limit increase..
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Thanks for the info, i am 3.5k per month, so is not under the restriction
Hence, i have to wait at least 6 month after approve then only request increase CL?
can we suggest a desire credit limit (like 10k) for them?
edwardccg
post Apr 13 2014, 08:27 AM

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QUOTE(Human Nature @ Apr 12 2014, 03:05 PM)
Statement is not view able or downloadable yet but can already view my cashback. finally, after 4 months  sweat.gif
add:
Under unblilled transaction, the cashback is listed as PAYMENT - ADJUST. Is this the same for you guys?
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I also cannot view/download the pdf, it is broken pdf. this is normal case?

i saw my cash back on unbilled transaction too (50 GST rebate, 50 watami rebate, 17.55 10% watami rebate) biggrin.gif
all is payment adjust
written transact date 2 apr, posting 11 apr (does this mean the rebate is only included in next statement?

This post has been edited by edwardccg: Apr 13 2014, 08:28 AM
edwardccg
post Apr 14 2014, 06:04 PM

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QUOTE(victorywp @ Apr 14 2014, 11:30 AM)
thanks, that's great!
by the way, do you know which card will be deducted first?
if watami cc first and then followed by pinch of salt card as cash, then i can earn more from the 5%+10%. LOL!
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it will deduct the total bill from your amount in pinch of salt first, then new amount deduct 5%, then charge to card

i just done my first watami swipe last weekend, another rm50 credited for it biggrin.gif
edwardccg
post Apr 14 2014, 10:17 PM

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QUOTE(lamode @ Apr 14 2014, 10:12 PM)
not yet... give them a day or two.
u will get sms or email when its ready
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will i get sms if i not subscribe e-statement?

btw, the e-statement they provide is attached pdf over email or just as a notification about statement ready (like celcom)?
edwardccg
post Apr 15 2014, 06:10 PM

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i notice my bonus point this month is 1018, identical with my spending

but i seems like getting 500 bonus point extra. i thought will have 1000 + 500 point for approval and activation?

or only show up in next statement? this is my first statement though

-------

some one use CIMB bill pay to aeon before?
mind to share how long it will process and received by aeon? will non-business day affect the bill payment?

For this case as example, bill due data is 2nd May. I would like to know when would be the latest day i could do bill payment to aeon?
since 1st May is public holiday, i suppose i might need to pay at 30th april from CIMB?
I wonder if any cut off time for CIMB bill pay.

It is good if these bill payment have time schedule table like IBG does

This post has been edited by edwardccg: Apr 15 2014, 06:17 PM

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