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Credit Cards AEON Credit Cards, By AEON Credit Services

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TSronnie
post Dec 18 2013, 11:43 PM

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QUOTE(cfa28 @ Dec 18 2013, 10:17 PM)
I thought all online banking transaction only supposed to cost 10 sen per transaction.
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Interbank GIRO (IBG) transactions are charged 10 sen each.... payment to AEON CC has different charge. Refer to Post #1
TSronnie
post Dec 19 2013, 09:23 AM

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QUOTE(cfa28 @ Dec 19 2013, 09:02 AM)
anyone here using RHB Internet Banking, cos I can see AEON Credit as a recognised payee.

I think someone should inquire with either AEON Credit or BNM why there are chargong more than 10 sen for online transactions.
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IBG is 10 sen for sure... that what BNM enforces.... online payment transactions and IBG is 2 different things.
TSronnie
post Dec 19 2013, 11:27 AM

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QUOTE(crusher @ Dec 19 2013, 11:09 AM)
Do direct selling products falls under 3% category?
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Purchased at Cosway outlets are under normal retail transactions (i.e. 3%)
TSronnie
post Dec 19 2013, 09:52 PM

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QUOTE(Human Nature @ Dec 19 2013, 05:11 PM)
Follow up on item 2, finally received sms notification that my request to change the limit to RM1 is successful  smile.gif
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Time for me to call them up to set mine to RM1.00 .... my previous request didn't take effect doh.gif doh.gif
TSronnie
post Dec 22 2013, 01:22 AM

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QUOTE(DarReNz @ Dec 21 2013, 11:47 PM)
if u apply for aeon watami do u automatically become aeon member ?
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Nope... you should apply for AEON MEMBER Card then apply New AEON Credit Card (you get additional RM24 rebate on frist month)
TSronnie
post Dec 22 2013, 12:21 PM

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WATAMI Card won't "refund" the AEON MEMBER Card fee, ok ?
Only applicable to NEW AEON CC....
TSronnie
post Dec 22 2013, 12:58 PM

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QUOTE(crusher @ Dec 22 2013, 12:29 PM)
What do u mean by that?
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If you apply for WATAMI CC, don't expect the RM24 member fee refund (for AEON MEMBER Loyalty Card)
TSronnie
post Dec 22 2013, 10:22 PM

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QUOTE(g00glesYYl @ Dec 22 2013, 10:08 PM)
Now if i paid the watami card's balance using interbank transfer, does it still charge RM1 from my amount?
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If you had read this thread.... IBG doesn't work with WATAMI
TSronnie
post Dec 23 2013, 10:53 AM

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QUOTE(cfa28 @ Dec 23 2013, 10:48 AM)
When I handed over my forms, I was also told that my EPF Statement was missing.  I told the Aeon Guy, why the heck would u need EPF Statement for CC.  EPF Statement is only req say when u apply for Housing Loan.

But the guy says, Company Policy but luckily, there was a EPF Kiosk there.

I suspect is cos AEON is not a Bank, there may not have access to CCRIS hence, they want EPF Statements as a precaution
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Nowadays EPF is the de-facto document for CC application.... much more convenient (portable device also)
TSronnie
post Dec 23 2013, 01:50 PM

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QUOTE(tifosi @ Dec 23 2013, 11:18 AM)
Pay slip can be doctored. Kiosk EPF statement printout can't.
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Very valid point.... it shows how much you have now till 55 years old. The bank will be able to "leach" those Account 1 funds when you reach retirement age
TSronnie
post Dec 23 2013, 05:21 PM

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QUOTE(g00glesYYl @ Dec 23 2013, 05:17 PM)
I wonder how IBG doesn't work? You mean the payment will be rejected?? rclxub.gif
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Yes... it will be rejected as Citibank (the beneficiary bank) doesn't accept the WATAMI CC number
TSronnie
post Dec 24 2013, 07:34 AM

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QUOTE(vfoong @ Dec 24 2013, 12:31 AM)
Hi guys,

Was talking to a Aeon Credit salesperson earlier in Jusco and I mentioned to him that many people are having problems using IBG to transfer funds. He gave me the below leaflet with instructions on how to do IBG via m2u, which seems different from the one described here using citibank as beneficiary bank. Anyone tried this? Existing users of m2u should start from step 4 onwards.
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This is the one which AEON (not Maybank) charges you RM1.00 for the service.... please read previous postings (as usual)
TSronnie
post Dec 24 2013, 09:51 AM

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QUOTE(MGM @ Dec 24 2013, 09:44 AM)
Sorry just want to reconfirm.
For the Watami CC to qualify for the 3% rebate, minimum of rm3000 spending counted on quarterly basis and not minimum rm1000/month for 3 months right?
So one can spend rm3000 in one swipe to qualify for the rm90 rebate for the quarter?
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That's right.... Accummulated Spend of minimum RM3000 per quarter (not calendar quarter)
TSronnie
post Dec 24 2013, 03:26 PM

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QUOTE(echoesian @ Dec 24 2013, 03:21 PM)
Online purchase consider as a retail purchase right?
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Yes.
TSronnie
post Dec 25 2013, 01:10 AM

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QUOTE(echoesian @ Dec 24 2013, 06:15 PM)
I'm figuring how does the AEON points work, is it tie with the Watami credit card or can I integrate my existing Aeon card to it ?
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AEON Watami CC's Bonus points is separate from AEON Member Points

This post has been edited by ronnie: Dec 25 2013, 01:11 AM
TSronnie
post Dec 25 2013, 11:21 PM

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QUOTE(echoesian @ Dec 25 2013, 11:06 PM)
Is there a online service where we can view our unbilled and statement transaction details?
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https://www.aeonmalaysia.com.my/acs/af/page/acsHome.do
TSronnie
post Dec 25 2013, 11:24 PM

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QUOTE(GymBoi @ Dec 25 2013, 10:59 PM)
Guys ... i've got a very noob question ... Just wondering about using credit card in overseas in general ... they actually look for VISA or MASTERCARD the logo only right ? They don't really care about the bank ?

I'm worried about getting this card since I'm travelling quite abit ... will overseas not accept a "non-bank credit card" or they will take it as long as it's a VISA / MASTER ?
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You are absolutely right... the Visa/MasterCard/AMEX/Diners/JCB/UnionPay/.. logo is most important, compared to the bank's logo.

That's why some "ignorant" users prefer HSBC (world's local bank, konon) or Citibank or Standard Chartered Bank issued Credit Cards.
TSronnie
post Dec 25 2013, 11:27 PM

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QUOTE(g00glesYYl @ Dec 25 2013, 02:46 PM)
wow, this is interesting. May i know how we can pay the cards if GIRO is not valid?? any idea?
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Refer to payment methods table on Post #1
TSronnie
post Dec 28 2013, 12:05 PM

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QUOTE(joycelsq @ Dec 28 2013, 12:03 PM)
Hi bro.. I just applied the watami card yesterday and due to I am a aeon member..they offer me rm75 rebate to cover the gst rm50 on my aeon member renewal.. anyone got this too? I just wan to confirn this promo and do we still need to swipe 2x transactions to get tat?
Thanks
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WATAMI won't have the AEON Member Card renewal rebate (RM24).... only the NEW AEON Gold Card has that feature. You better check the "card type" you applied.
TSronnie
post Dec 29 2013, 01:05 AM

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QUOTE(samwhyik @ Dec 28 2013, 01:58 PM)
Hi Ronnie,
Can you advice below

2 retail transactions mean "swipe 2x" or "insurance autopay transaction" also can be considered so to be entitled RM50 cash rebate for principal card?
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Autopay transaction should be counted as a retail swipe

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