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> How to check with Bank Negara, if my loan records are clean?

ryansxs
post Jan 6 2013, 07:46 PM, updated 5y ago

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Who should i contact? Bank agents?

I need to check if my name is clean in Bank negara. Nowadays, i hear people borrow money using others name.

Please let me know...how to check. Thanx notworthy.gif
jepakazoid_82
post Jan 6 2013, 07:50 PM

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Just go to Bank Negara at Jln Parlimen there mang and request your CCRIS. In there should show all your commitment / loans. Good luck.
dlyw1103
post Jan 6 2013, 07:55 PM

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Or if u are working abroad like me, just download the CCRIS form from bnm website, fill it up and email to them with all required supporting docs attached. Should have feedback in less than 7 working days.
ryansxs
post Jan 6 2013, 09:11 PM

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can a bank agent check for me?
wengherng
post Jan 6 2013, 09:12 PM

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QUOTE(ryansxs @ Jan 6 2013, 07:46 PM)
Who should i contact? Bank agents?

I need to check if my name is clean in Bank negara. Nowadays, i hear people borrow money using others name.

Please let me know...how to check. Thanx  notworthy.gif
*
Actually it is very easy and convenient.
Go personally to Bank Negara Malaysia, there are many kiosk machines in the lobby.
Just walk up to one of the kiosks, insert your IC and place your thumbprint, and your CCRIS report will be generated right there on the spot, no need to take numbers and queue up, no need to talk to any officers, etc.
The CCRIS report will list down all your commitments i.e. home loans, personal loans, hire purchase, credit cards, etc. as well as your payment record for each of them. (If you missed even one payment, it will be clearly listed there).
Also, at the bottom of the report, it will state the summary (e.g. "clean") and also any special remarks.
Hope this helps.
ryansxs
post Jan 6 2013, 09:53 PM

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QUOTE(wengherng @ Jan 6 2013, 09:12 PM)
Actually it is very easy and convenient.
Go personally to Bank Negara Malaysia, there are many kiosk machines in the lobby.
Just walk up to one of the kiosks, insert your IC and place your thumbprint, and your CCRIS report will be generated right there on the spot, no need to take numbers and queue up, no need to talk to any officers, etc.
The CCRIS report will list down all your commitments i.e. home loans, personal loans, hire purchase, credit cards, etc. as well as your payment record for each of them. (If you missed even one payment, it will be clearly listed there).
Also, at the bottom of the report, it will state the summary (e.g. "clean") and also any special remarks.
Hope this helps.
*
thanx man...it helps!
kevinteh
post Jan 6 2013, 10:30 PM

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QUOTE(wengherng @ Jan 6 2013, 09:12 PM)
Actually it is very easy and convenient.
Go personally to Bank Negara Malaysia, there are many kiosk machines in the lobby.
Just walk up to one of the kiosks, insert your IC and place your thumbprint, and your CCRIS report will be generated right there on the spot, no need to take numbers and queue up, no need to talk to any officers, etc.
The CCRIS report will list down all your commitments i.e. home loans, personal loans, hire purchase, credit cards, etc. as well as your payment record for each of them. (If you missed even one payment, it will be clearly listed there).
Also, at the bottom of the report, it will state the summary (e.g. "clean") and also any special remarks.
Hope this helps.
*
+1 (=
munmunl
post Jan 6 2013, 10:41 PM

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QUOTE(wengherng @ Jan 6 2013, 10:12 PM)
Actually it is very easy and convenient.
Go personally to Bank Negara Malaysia, there are many kiosk machines in the lobby.
Just walk up to one of the kiosks, insert your IC and place your thumbprint, and your CCRIS report will be generated right there on the spot, no need to take numbers and queue up, no need to talk to any officers, etc.
The CCRIS report will list down all your commitments i.e. home loans, personal loans, hire purchase, credit cards, etc. as well as your payment record for each of them. (If you missed even one payment, it will be clearly listed there).
Also, at the bottom of the report, it will state the summary (e.g. "clean") and also any special remarks.
Hope this helps.
*
This help.. thanks bro
sheanhung
post Jan 7 2013, 12:53 AM

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QUOTE(wengherng @ Jan 6 2013, 09:12 PM)
Actually it is very easy and convenient.
Go personally to Bank Negara Malaysia, there are many kiosk machines in the lobby.
Just walk up to one of the kiosks, insert your IC and place your thumbprint, and your CCRIS report will be generated right there on the spot, no need to take numbers and queue up, no need to talk to any officers, etc.
The CCRIS report will list down all your commitments i.e. home loans, personal loans, hire purchase, credit cards, etc. as well as your payment record for each of them. (If you missed even one payment, it will be clearly listed there).
Also, at the bottom of the report, it will state the summary (e.g. "clean") and also any special remarks.
Hope this helps.
*
Just go to bank negara and ask the guard where is CCRIS "pronounced as C-CRIS".

When u reach the place, ask the receptionist where is the kiosk to print your CCRIS report. Remember to take your IC. If you have any doubt, there are many customer services waiting there to advise you.
airline
post Jan 7 2013, 01:20 AM

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Who use ur name
bakry
post Jan 7 2013, 09:35 AM

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oh..its pronounced as C-Cris?

I keep calling it C C R I S. sad.gif damn noob.

thanks for the info
kevinteh
post Jan 7 2013, 04:58 PM

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always advisable to have a clean record before applying for any loans smile.gif good luck!

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