The Z has a better DAC than both the Titanium and the Xonar DX.
SBZ - Cirrus Logic CS4398 + a dedicated MAX97220A heapdhone amp.
Xonar DX - CMI-8788, no headphone amp, no optical in as well.
Titanium - Cirrus Logic CS4382, no headphone amp, has optical in.
The CS4398 on the Z is clearly a step up on the CS4382, the improvements are mainly on cleaning up the low and mid range. Other than that, the Z also uses nichicon gold capacitors (although some batches sold now are using cheaper Fujicon caps), power delivery is much cleaner than on the Titanium.
As for the DX? It's still a fairly decent card. Especially you can get it for lower than RM250 now a days, but since you need optical in... it's not a viable option.
I can go on more, but this isn't a soundcard thread so don't wanna go off-topic too much.
Oh I've learnt something new.Planned to get Asus Xonar DX but then now that u've mentioned it doesnt have optical in