why the need to charge actually? 2% ~ 3% for what?

Your opinion noted but I need to mention this that in other countries around the world, such practices are non existant.
I can pay in small family shops in Korea for whatever amount and there's no surcharge. In Malaysia, such has been the practice for so many years and consumers think it is acceptable but in actuality it is not. The rules and law applies to everyone equally and should not be discriminative ... no such thing as to whether the law allows exception just because you want to "cari makan" as a small time operator. If small time operator wants to be fair then don't accept credit card payments and ask for cash from consumers. I get this every now and then in small shops (and sometimes middle sized establishments in Korea) and I'm more than happy to pay in cash because they are upfront about it. If you insist on paying using card they'll just grumble but will still swipe the card without any extra charges. Now, compare a similar scenario with a merchant in Malaysia. They will insist on the extra charges shamelessly.

You need to go out of 3rd world mentality to be world class and where will Malaysia be if this practice continues ?

So, I'll leave to readers/consumers to decide whether this is acceptable as I have stated my opinions but others may think it's OK to allow law/rules to be broken and apply dual standards.

You try to buy bus ticket at golden mile with cc, see they charge you extra or not.

Generally, there is no extra charges when using cc in singapore although some places will impose minimum spend

Cannot be waived but u can use 10k TP to offset it.

seems like the king of credit cards. i read thru all the pages in this thread, so many people applied thru the 60mins approval centre. i'm at johor, i'm wondering is there such maybank centres in johor that offer 60 mins card approval?

how is the procedure?
fill in the paper form first beforehand, and only bring ic?
is this application the same as rhb-easy?
do i need to bring income docs?
if within 1 hour, do they have time to call my office for verification??

is this maybank card centre, the same branch that offer the maybankone 10 mins loan at aeon jusco, melaka??

Yes, 5x for any transactions, any day.

Sorry, i need to make a correction. From 1st post:

Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express  This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX  But if we plan properly, we still can earn 5% cash back on weekends

just remember that its always wise to charge transactions that is in RM anytime any day with AMEX.
but if you're charging a foreign currency, bare in mind that the exchange rate for AMEX is higher than Visa/Master

I've got a call this evening telling me that my Maybankard 2 AMEX kena replaced due to fraud transaction from KARMALOOP ... luckily the transaction was declined.



One question, can I still pay to the old account number or need to use the new account number

Er anything special? Or what makes you think you shouldn't be getting 5xTP?

I'm not bro.
Definitely 5x, it is not government, insurance and education related transactions.
I noticed that AirAsia charges much higher fees compared to last time if using credit card.