The best thing ever happen to you is that they will never post the transaction but the worst thing is every delayed transaction suddenly return in the same month.

i wonder if maybank can upgrade my card from gold to platinum when i increase CL after pledging FD.

For maxis bill payment by phone. In addition, what info do we need to provide? including CVC or not?

I'm asking this because once I tried to make payment to travel agency by phone using amex. They request for card holder name, card number, expiry and cvc. But they quickly add on if using Visa or Master dont need to provide CVC. So i ended up using VISA. Amex have security flaw for payment through phone since they cant proceed without CVC in my opinion.