Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybankard 2 Gold & Platinum Cards V6, Please read page#1 FAQ before posting.
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 May 9 2013, 02:37 PM
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#1
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Senior Member
1,916 posts Joined: Mar 2007 From: Petaling Jaya   
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hi guys, i have some questions regarding maybank installment plan.
i own 2 maybank cc,one is visa and another one is american express, each cc have 2.5k limit. lets say if i wanna make intallment for a tv that cost 3k. can i use both card but charge half of the price for each card? which mean 1.5 each card...is that possible? This post has been edited by Lynixx: May 9 2013, 02:37 PM |
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May 9 2013, 02:55 PM
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#2
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Senior Member
1,916 posts Joined: Mar 2007 From: Petaling Jaya
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QUOTE(Devil4life @ May 9 2013, 02:51 PM) The credit limit is shared for Maybank. Is it written your credit limit is RM5K or RM2.5K? total limit is 5k,2.5 for each card.You cannot divide the credit limit by the number of cards you have  |
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May 9 2013, 03:11 PM
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#3
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Senior Member
1,916 posts Joined: Mar 2007 From: Petaling Jaya
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QUOTE(Devil4life @ May 9 2013, 03:05 PM) If said total limit is 5K, then the total 2 card is RM5K. Means you can use like 5K on just Amex, and none on master and vice versa but my question is,i wanna make an installment for a rm3k tv...since each of my cc have 2.5 credit limit. so can i swap both card at the same timebut each card only swap 1.5 for intallment... hopefully you can understand me  |
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May 9 2013, 03:21 PM
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#4
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Senior Member
1,916 posts Joined: Mar 2007 From: Petaling Jaya
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QUOTE(idunnolol @ May 9 2013, 03:15 PM) swipe with 1 card la. 5k is your granted credit limit, you can use it in any fashion you want but total outstanding of both card combined cannot be more than 5K is it??? i thought each card have their own credit limit, then total up cannot exceed your total credit limit.  |
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May 9 2013, 03:34 PM
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#5
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Senior Member
1,916 posts Joined: Mar 2007 From: Petaling Jaya
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QUOTE(BRY7 @ May 9 2013, 03:26 PM) its a combined CL. 5k is total CL for both cards QUOTE(idunnolol @ May 9 2013, 03:26 PM) No la. now no more card from any bank that i know off have individual limit. Citibank and standard bank already grant individual combined limit,not card limit QUOTE(sj0217 @ May 9 2013, 03:27 PM) Ya, although your CL is 5k, not mean that 2.5k CL per card, you can make installemnt 3k with either one credit card (AMEX or Visa), but not more than 5k. ok i understand now...thanks to all sifu here so after installment has made, the balance of 2k credit limit you still can spend.  really appreciate  |
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