more like 10% unless you invest in hedge funds and private equity funds

no shit. but there are plenty of funds that return >10% every single year since inception.

again, no shit. what i was saying is that you can't generalize all funds to have bad years. the term hedge fund means that the returns shouldn't be correlated with the market, for most this isn't true but there are some that have been doing it right and will probably continue to do so. they do this by finding market inefficiencies and arbitraging it again and again, arbitrage implies zero risk. i work in this industry, i think i know what i'm talking about.

This post has been edited by iceypain: Dec 20 2012, 03:27 PM

strong bump bro. u mad or something?