What do you mean the conversion rate is minimum 2.5%?
You mean the forex..?

EDIT: Oh, never mind. I just read your blog. I guess you do mean it's 2.5% above the spot rate.

Hmm... BUT, wouldn't be using the money changer/bank rate give a better picture?
Because if you're not using your credit card, the money changer/bank rate would be the next best rate available to you?

This post has been edited by hspace: Mar 10 2014, 11:44 PM