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 how to get full OCBC Renovation Loan, i dont want renovation

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TSthx2012
post Dec 9 2012, 07:14 PM, updated 14y ago

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i just want to borrow OCBC renovation loan, but i dont want use the money to do renovation, i want to use the money to buy another property.

May i know, how to get the loan with personal use?

as the banker said, OCBC renovation loan only for renovation use, the bank will direct transfer money to contractor...

Any other way can take the money instead transfer to contractor? because i want use those money to buy another property...

Please help me up.... icon_question.gif
TSthx2012
post Dec 9 2012, 09:59 PM

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but i do not have housing loan on Alliance bank...

how?
TSthx2012
post Dec 10 2012, 10:14 AM

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refinance need lose 5k ...

i dont want...

any other method?
TSthx2012
post Dec 13 2012, 10:55 AM

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QUOTE(alex_cyw1985 @ Dec 10 2012, 12:17 PM)
for personal purpose, apply personal loan...
*
Personal loan high interest and can not go for more than 10 years.

So not use to me...

TSthx2012
post Dec 14 2012, 02:03 PM

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YOU ALL NOT GET WHAT I MEAN.....

I MEAN IS I WANT TAKE A LOAN WITH LOW INTEREST AND LONG PERIOD REPAYMENT THE LOAN.

[SIZE=14]WHY STILL GOT SO MANY FUNNY ANSWER LIKE CREDIT CARD, PERSONAL LOAN. THIS IS ONLY NOT MORE THAN 5 YEAR REPAYMENT, THIS IS NOT THE PACKAGE I WANT. ARE YOU AWARE IT? mad.gif mad.gif mad.gif mad.gif mad.gif

TSthx2012
post Dec 15 2012, 12:21 AM

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i can afford... because i got catch LTV 70%, that's why i need borrow at least 20% downpayment...

now the problem is, i want loan as lower interest rate, better not more than 6.6% and payment term at least 10 years...

 

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