OCBC R&R loan only can release to contractor which u must submit the quotation and invoice upon full home loan release. Unless, upon home loan application, u apply the Reno loan and request to release for personal contingency. Otherwise, OCBC Reno loan is not easy to claim but real troublesome.

I think Alliance Home Complete suits you. No need wait full home loan release, no need submit contractor quotation or invoice, directly money release to ur savings or current account upon loan execution....

If u only have 2 prop or less, then refinance to Alliance Bank loh. Lol.

I thought u buying prop.

---

Added on December 9, 2012, 10:23 pm
Residential : BLR + 1%
Commercial : BLR + 1.5%

Max tenure 10 years.