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 how to get full OCBC Renovation Loan, i dont want renovation

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dRwh0
post Dec 13 2012, 01:17 PM

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QUOTE(thx2012 @ Dec 13 2012, 10:55 AM)
Personal loan high interest and can not go for more than 10 years.

So not use to me...
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If renovation loan blr+1.6 might as well g for personal loan flat 7.5% fr ocbc..can loan up to 150k..max 5 yers repayment
dRwh0
post Dec 13 2012, 05:03 PM

On my way
****
Senior Member
573 posts

Joined: Sep 2012
From: Cyberjaya


QUOTE(Chris Chew @ Dec 13 2012, 04:52 PM)
Which reno loan is BLR + 1.60%????

Hmm, got pro and con abt Reno Loan againts Personal Loan. But OCBC got 7.5% so low? Wow. Is this the lowest in the market or?
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Wrongly quoted..blr+1..if u take pl for short term..not much diff from renovation loan which is more tedious in application..yup..i believe ocbc offers the lowest..dont compare with bank islam or bank rakyat which offer 3-4% but ony for govt servant..

This post has been edited by dRwh0: Dec 13 2012, 05:04 PM
dRwh0
post Dec 13 2012, 06:36 PM

On my way
****
Senior Member
573 posts

Joined: Sep 2012
From: Cyberjaya


QUOTE(airline @ Dec 13 2012, 06:02 PM)
Must ask the ocbc banker? Why they never never me last time
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For your reference

http://www.ocbc.com.my/OCBCAL_Amin/pb_fina...tij_i#Prestij-I
dRwh0
post Dec 13 2012, 08:23 PM

On my way
****
Senior Member
573 posts

Joined: Sep 2012
From: Cyberjaya


QUOTE(ryansiow87 @ Dec 13 2012, 07:22 PM)
why not get credit card loan? loan out ur credit limit..i think is lower than PL
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Isnt it same as cash advance..normal card interest rate..even citibank dial for cash int rate 9.5..

dRwh0
post Dec 14 2012, 02:45 PM

On my way
****
Senior Member
573 posts

Joined: Sep 2012
From: Cyberjaya


QUOTE(thx2012 @ Dec 14 2012, 02:03 PM)
YOU ALL NOT GET WHAT I MEAN.....

I MEAN IS I WANT TAKE A LOAN WITH LOW INTEREST AND LONG PERIOD REPAYMENT THE LOAN.

[SIZE=14]WHY STILL GOT SO MANY FUNNY ANSWER LIKE CREDIT CARD, PERSONAL LOAN. THIS IS ONLY NOT MORE THAN 5 YEAR REPAYMENT, THIS IS NOT THE PACKAGE I WANT. ARE YOU AWARE IT? mad.gif  mad.gif  mad.gif  mad.gif  mad.gif

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Haha..u look desperate..we give option..dont have to shout..😜..btw even with low interest but u stretch it to 30 yers..doesnt make any diff with pl/cc with short term tenure..or the other option is..dont buy the other prop if u cant afford it..

This post has been edited by dRwh0: Dec 14 2012, 03:04 PM

 

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