hey guys. im currently earning in foreign currency. with the ringgit being very unstable, is it wise to continue investing in malaysia (i currently have public mutual and ansb), or is it wiser to do something overseas.

Have a friend who introduced me to the MCIS titan fund. Anyone have any experience/knowledge about it?

It seems its performing quite well, with returns from 14-20% yearly.

Do you mind sharing where u got that fact sheet from? I would like to clarify this with him. thanks btw !
The one stated in my contact is as follow:


My friend mentioned that all fees will come out from the 5% at the beginning (5% of the total value given in the beginning is deducted for fees and insurance etc, the remaining 95% is whats invested)