similar to 2007 before 2008?
or 1996 before 1997, 1997 "recovery" before the major hit in 1998 (KLCI plunged to 200+)?

aiya - balance (asset allocation).. ohm.. balance (asset allocation).. ohm.. coz no working crystal balls yet 

Just checked, my total portfolio until 31-Dec-12 was IRR 5.04%. Still below my expected return in UT and probably below EPF dividend when they announce in 1 - 2 months time. On the bright side, better than FD..

I don't know if this has been mentioned before.  Anyway, just to share. 
IndexQ

VS
Asia Bonds
http://asianbondsonline.adb.org/regional/d...ent_bond_yields

er.. no sifu here, just thinking out loud & bouncing some ideas off U ya.
1. IF U cut loss now, do U have anything better to plonk the $ in?

2. IF U didn't cut loss now, can U hold for 5 to 10 years? ie. don't need the $
3. IF U held for 5 years, what are your expectations? 5%pa compounded? 7%pa compounded? 9%pa compounded? 12% pa compounded? 20%pa compounded?

IF (1), why not?
IF U don't have anything better with higher probability.. continue to below
IF (2) and for (3) U expect around 5%pa to 9%pa, ok ar - statistically probable as LOOOONG term stats (we're talking about 10 years and more) i saw from PM's statistical FPAdvisor shows those ranges. Poke your favourite PubMutual agent for more details/print out (to PDF).

IF (2) and for (3) U expect 15%pa to 20%+pa... er... good luck with timing the market.

Just a thought 

BTW, in future, U may want to have some % overseas.
Personally, i'm aiming for 2/3 or more of my investment assets to be overseas (in more than 2 countries).

That's the Kenanga guy

May I say, I can expect better things from my Eastspring Investments funds, and Kenanga funds are going downhill from now?

Because u see the historical charts, this Chen guy really got some impact to the performance of its funds. Prior to his joining, Kenanga Growth at best only managed to track KLCI.

Wah.. today market up 1% lei... what is this!!!

Haha... good!

How long you waited?

What 6% bro?