I'm not too familiar with Rakuten layout so I'm guessing your portfolio is around RM3,553 correct?
If this is true, I believe there are several ways you can improve your investment technique.
1. Conduct transactions only if transaction value is above >RM8,000. Each buy and sell already incur cost. Not mistaken, Rakuten charges RM7 for below RM1,000.
If you buy and sell, you already incur (RM7+RM7)/RM1,000 x 100% = 1.4%. This means you lost 1.4% already even before you made a profit.
It's better if you put this money in f.d. instead.
Instead, if you transact >RM8,000. Your cost per transaction is (RM9+RM9)/RM8000 x 100% = 0.23%. This is reasonable.
2. Reduce the counters you hold or diversify using ETF.Yes, diversification is important BUT! You have too many counters in your portfolio. You need to spend time reading all the quarterly and annual reports to properly make decisions.
If you have a full time job, it is better you reduce the number of different companies you hold or use an ETF instead.
3. Set a cut loss.You did not cut loss on certain stocks causing you to lose a large %.
Final RecommendationBuy an ETF/mutual fund instead and focus on your career.
Thank you for your advise.
My initial investment should be about RM4k.
Under this situation, sell will incur loss thus is it better to maintain the number of counter and volume? If yes, then will the shares increase in future?
I have full time job thus lack of time to study.
Would like to hear more on your advise.