Dont have china funds.. so not so sure. Local, yea.. been eating bit by bit my profit each day since 2 weeks ago...

I just hope it will not eat until become negative until GE next year la... As whole portfolio, mainly being backup by bond fund. But trend is still downtrend...

I got too many funds... haha, but I hv decided to consolidate into only few funds to focus. You know la, last time PM agent as me to buy this buy that, so buy lo. Also OSKUOB officer ask buy this and that, hence got few funds also. So once I consolidate in to FSM, I will slowly focus on;

1) 3 Local funds (2 Equity + 1 Bond) (Kenanga Growth + AMB Dividend + AmDynamic)
2) 1 Asia ex-Jepun fund (Hwang Asia Quantum)
3) 1 GEM Fund (not yet decide)
4) 2 Alternative asset funds (OSK Gold and General + Energy)

Above just my direction, may change as well on the fund selection. But AmDynamic + Gold and General + Energy already got la.

What is your plan?

You are buying from PM right? Own agent?

AFAIK, under FSM, only OSK-UOB charges switching fee, the rest are all free. Please go FSM website to find out more details.

I got no China fund, but I got a GEM equities fund which has heavy exposure to HK/China.

For long-term growth, yes I do think that now is quite a good time to start accumulating funds investing in China. But Hang Seng index has been strong lately, so u have to find out whether the fund(s) invest in China stocks listed in HK, or Shanghai-listed stocks.

Malaysian equities has always been seen as a relative "safe haven",

Me too (ideal case), will only do switching among the funds for re balancing.  but no one knows the future...

Bro.. I will do rebalancing once a year. So if need switching, I will do it once a year.