With equity funds are not doing well this year (bad economy, generally equity funds becomes high risk low returns?), thinking of switching to balanced or fixed income funds. Would like to seeks experts' opinions from this forum. Of course this is a broad question, it is always depends on which equity fund and which balanced/fixed income funds.

EDIT: it is always good to diversify, im investing from epf, and already have equity fund, planning to invest in equity fund again, but thinking twice, maybe it is better to put in balanced/fixed income funds.

This post has been edited by jtleon: Feb 24 2016, 09:48 PM