Hi all.

I am new here and would like to ask for some advice. I have been working for 2 years plus already and so far only put my money in FD and ASX FP.

I do not have much financial knowledge but would like to try out UT. I have created a FSM account for myself for its lower sales charge. So I plan to just contribute a bit to it every month (my spare cash).

I was told by friend to start of with KGF first if I want.

Is there a suitable time to buy or I can just buy it now and park my money there?

Thank you, sorry for this stupid question.