Hi all, sifu or no c-foo.

I'have been lurking in this forum for quite some time. Thanks to all contributors, I have gained some knowledge on investment, especially about unit trust. So, I have decided to try it out. So far, I am interested in signing up for CIMB Click einvest smart (the 60% in UT, 40% in FD thing). Here are the breakdown on my so called plan.

RM 5000 FD
RM 2000 CIMB Islamic Enhanced Sukuk
RM 1000 RHB Islamic Bond
RM  500 Pacific Danan Dividend
RM 1000 AmPrecious Metal
RM 1000 Hwang DBS Aiiman
RM  500 CIMB Islamic Equity Aggressive
RM  500 CIMB Islamic Asia Pacific Equity
RM 1000 Eastspring Investment Asia Pasific Shariah Equity.

My target is a 5 years investment with roi around 80% - 90%. I humbly ask for any advice or opinion. Thank You Very Much.

Hmm.. do they mean it is overpriced but it is going to become even more overpriced?

Try Reading top 50 post.. About Dollar Cost Averaging and Value Averaging Investing.. Try to put maybe 5k in each fund every month? 
Allocate different cash into diff funds o diversify.