3%

I know you're a Stock Exchange veteran, but MAYBE you don't know that much about unit trusts and dividend in the context of unit trust funds...

If u mean funds that regularly pays dividends/declares distributions...perhaps you should learn the fact that dividends/distributions in the context of unit trusts are merely left hand go right hand/cuts your mooncake into smaller portions

If u mean equity funds that invests in DIVIDEND STOCKS, ok, you can treat as if you've not read the above bullsh*t

I suggest u look at:
Affin Hwang Select Dividend Fund
AMB Dividend Trust Fund
AmTotal Return
Eastspring Investments Equity Income Fund

I personally would prefer the Affin Hwang or the AMB one, cos they can invest up to 30% offshore, the others are 100% Bolehland

Actually I think now is a good time to start thinking about buying large cap/blue chip funds...

I'm still keeping my second-liner stocks and REITs though, the fundamentals are intact.

How many large caps can u buy?

Buy FBMKLCI-EA i.e. the index? Nah...some of the so-called blue chips are rubbish

I'd rather be selective, but delegate it to a fund manager to do it for me.

Unit trust investment is for longterm...minimum 3 years...