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 Fund Investment Corner v3, Funds101

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blackseed202
post May 21 2016, 05:44 PM

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hi can i just ask, if the sales charge is 2% and gst is 6%

lets say i buy rm10k worth of units,

the fee would be 200 and rm600 for gst?

or am i calculating wrong. sorry newbie. smile.gif
blackseed202
post May 22 2016, 02:36 AM

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QUOTE(T231H @ May 21 2016, 06:55 PM)
try see the answers and calculation in here for understanding.....
http://www.fundsupermart.com.my/main/faq/1...es-Tax-GST--393
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thanks for the link!

that means if i want to get a profit, i should target like more than 2.12% yield or else i wont get any profit right?

and the YTD like 1m/6m at the website, does that minus the sales fee or not?

like for example 1y yield is 7% does that mean my net profit is 7-2.12%= 4.88%??

and that is like 1-2% more than fixed deposit in most major banks right?

that doesnt look very worth it?

please advise.

thanks!
blackseed202
post May 31 2016, 07:53 AM

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QUOTE(T231H @ May 22 2016, 09:04 AM)
use the Fund Return tools in the FSM page to see the returns over a period of specified time period.
FSM MY main page >> FUNDS INFO>>>FUND RETURN

then click FUNDS INFO>>>FUND PRICES ...this will shows the price of particular date.

compare the data from the 2 tools to see how the returns are calculated?

does the RETURN shown excludes the Sales Charges or inclusive?

I may be wrong...but my monitored ROI data is almost similar to FSM. and my data are comparing the NAVs...and NAV is already net (after minus Sales charges and other charges).

hmm.gif if you wanted to invest UT with this "that is like 1-2% more than fixed deposit in most major banks right?
that doesnt look very worth it?" in mind.....(nothing wrong with what you think...most people are doing that).
Hope you had not stepped into UTs investing......for one,.....UTs investing is not FD.....(eventhough some UTs are behaving like FDs in terms of returns)...to be on extreme for discussion sake....some funds can get 10% per month (some can go to MINUS and some can go to POSITIVE)
Goto FSM MY again.
FUNDS INFO>>>FUND RANKING

"that doesn't look very worth it?"..... hmm.gif my talk (would not say "advice") is explore and get to know more investment vehicles out there that be it legal or "LEGAL" that suits individuals risks & rewards expectation and diversity in one net asset building.
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well i have about 150k in tabung haji.

30-40k in fixed deposit.

and some extra 20-30k for high risk investment.

ive tried stock market recently but difficult to do and require extensive research especially if you do fundamental analysis.
technical analysis require more time during the day but i am busy working during the day so dont have time to watch the market.

tried FA and bought some stock but havent got good enough return i dont think.

hm...

any other suggestion? i dont really like land/housing investment because i dont like them. haha.
blackseed202
post May 31 2016, 08:15 AM

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well im in no rush to use the money so maybe 3-5y for big amount and 10-15y for small amount like 20-30k.

i wanted to try fundsupermart and i am not very convinced with my result and research so far.

i do know you guys are pro, but im pretty sure it requires a lot of experience and know how to learn the market. is that true?

ive hold few stocks for at least 3-4months. i just though maybe the market is down at the moment, so i do some averaging as well when they are at lower price.
blackseed202
post Sep 18 2016, 09:49 PM

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hi guys. im new here. i have been lurking around reddit and most of their advice are for US based investment. id like to know if there is any unit trust that has some sort of similar to vanguard investment?

any UT that is based on KLCI index or any other indexes? because i read for a long term, it would be better to invest in index fund since i dont think i can manage individual stocks.

EDIT: its okay guys. just saw one of the other threads saying no index fund in malaysia.

This post has been edited by blackseed202: Sep 18 2016, 09:53 PM
blackseed202
post Sep 24 2016, 04:25 AM

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QUOTE(drbone @ Aug 22 2016, 08:29 PM)
Care to share info about tabung haji?
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well so far it has given consistent yearly dividend of at least 5-7%. i havent got the exact figure but u can google it. but due to its relation to government, i am quite sceptical and may withdraw in the near future.
blackseed202
post Oct 14 2016, 12:37 AM

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QUOTE(T231H @ Oct 11 2016, 05:54 PM)
CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C
under 3 different dates scenarios.....would have some ROI if not for the % of Sales charges....
do you pay any sales Charges for the PRS fund last Dec?

Regarding the details of your PRS fund...would suggest you contact your friend's mum.......
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hi is the returns shown in the image after sales charge or just gross returns?

newb here.

 

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