Seriously...I don't believe in Trust unit & I lose 10k SGD in unit trust 6 years ago. But I would like to say it was a good life experience for myself because I learn the real word - investment!!! Most of the people always think investment is all about money game but Warren buffett ( The Richest Man by investment only) said this : Investment is not about money game but is about Managing a business." I love business idea & I love the real investment based on my personal experience & view.