With equity funds are not doing well this year (bad economy, generally equity funds becomes high risk low returns?), thinking of switching to balanced or fixed income funds.  Would like to seeks experts' opinions from this forum.  Of course this is a broad question, it is always depends on which equity  fund and which balanced/fixed income funds.

EDIT:  it is always good to diversify, im investing from epf, and already have equity fund, planning to invest in equity fund again, but thinking twice, maybe it is better to put in balanced/fixed income funds.

Hi guys, I currently have Manulife India equity fund- worth it to maintain it? NAV going down

Hi! Newbie question here.

I have 500K eligible for withdrawal from EPF 55-year pension. No intention of using this fund.

Should I leave it in EPF, which offer better return compared to bank FD?
Or any suggestion how I should invest it to get better return than EPF dividend?

Thanks.

" ..... put some into FD"?

You sure about that? Bro, FD interest rates is so much lower than EPF interest rate!   

FSM SC only 2%. How much is yours?

I am not asking about china low or not. I am asking how much is your SC.

Service charge. WHat's your service charge?

hi guys. im new here. i have been lurking around reddit and most of their advice are for US based investment. id like to know if there is any unit trust that has some sort of similar to vanguard investment?

any UT that is based on KLCI index or any other indexes? because i read for a long term, it would be better to invest in index fund since i dont think i can manage individual stocks.

EDIT: its okay guys. just saw one of the other threads saying no index fund in malaysia.