yes, now not good if
compared it to past July 2019 till Feb 2021 period
compared to it all time ATH in Feb 2021

No, now is good if
buy now compared to Feb 2021 (or any buy since July 2020)
compare to 10 yrs ago,...it is still way up from 100 to 250 (per indicator in the chart)

just don't sailang all in ....if your portfolio construction requires it, then perhaps under supplementary or "commando/striker" section of a diversified port

how many % of it is in your portfolio?
any similar mandated fund in your port?
how many % of losses are you having on this particular fund?
does this losses impacted you in any way?
do you needed that money (from selling it) for something in less than 3 yrs down the road?

At 27% still hv "nope" for 4 & 5,... Then it would make the decision as to whether to sell or continue to hold easier... 👍👍