EMB drop alot when you went in?

Well... this is a bond fund. Expectation 5 - 7%pa I guess. Anything more than that will be a bonus. Maybe give it 1 - 2 years and see..

Just checked, my total portfolio until 31-Dec-12 was IRR 5.04%. Still below my expected return in UT and probably below EPF dividend when they announce in 1 - 2 months time. On the bright side, better than FD..

People has been taking about china since before the Beijing Olympics... I am still doubtful on China shares.

Today market down.. But other asia region up quite substantially..

Hehe... Good good that equities went up. Thinking don't know what to lock in profit on my MY funds in February or not before GE?

It took me like approx 10 days for me to be in BLACK for Hwang AQ.

If for PM funds, it takes ages due to the 5.5% sc...

planning to get some on 26-Jan, the sc that day is 0.5%

You got a point there...

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Added on January 5, 2013, 9:21 amYou got some AQ this week?

This post has been edited by Kaka23: Jan 5 2013, 09:21 AM

Here is mine;


IRR = 5.25% to date

MY EQUITY 12%
MY EQ + ASIA EQ (< 30%) 10%
ASIA EQUITY (> 30%) 3%
GLOBAL EQ (COMO) 7%
MY BOND 68%
MONEY MARKET 0.0%

Plan to focus on Asia region this year. MY should be after GE. Commodities, need to average down as I am facing high loss here..

Other suggestions are welcome...

Haha..That is why I am blur. Although I got some pm funds, this shows the agent never been looking for me for a long while already..

Haha.. I didn't read them thoroughly, I just glance the total amount and that is it

Ya.. I started to use CMF since 3 weeks ago. Really convenient...

Ya.. for FSM, usually it takes T+4 to appear on your online account. BUt you bought it at the T date..

I am going to try their recomendation bro.. but conservatively la coz I am conservative ma. In crease my equity % by 10-20% vs 2012.

Bro.. mine as of now;

1) 4.5% Asia including JPN
2) 21% MY Focus
3) 5% Global (but is commodities fund ie precious metal and energy)
4) Remaining all MY focus Bond

Planning to increase weightage on Asia/APAC equities by 10-20% (by cash) by Jun/Jul. Can go further up in exposure if switching my bond earnings to equities.

GEM and China Equities, still no convince to invest in it.. Need someone to brainwash me on this...

This year, you will still pump in more percentage of money into GEM and Asia ex-Jpn? Bond plan to further reduce or up your percentage?

So Fix Income - 70%
Foreign equities - 30%

? ?

Got MY focus funds?

Bro.. It is difficult to get FD with >4%. I think Bank Rakyat may have once a while.. FD averagely hovers between 3 - 3.8%pa from my experience this 2 years.

Foreign equities country of exposure?