QUOTE(MUM @ Aug 19 2025, 10:25 AM)
For that fund that currently charged 6%sc for that minimum 100k investment, if kena 8% sst, then it would be around 480 more to be 6480 or about 6.5% sc+sst
This is easy money to government lolFund Investment Corner v3, Funds101
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Aug 19 2025, 10:30 AM
Show posts by this member only | IPv6 | Post
#3341
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125 posts Joined: Aug 2020 |
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Aug 19 2025, 10:36 AM
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15,305 posts Joined: Mar 2015 |
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Aug 26 2025, 02:08 PM
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Senior Member 3,843 posts Joined: Aug 2007 Male |
QUOTE(seather @ Jul 11 2025, 03:56 PM) banker intro me HLB All Roads Funds.. What I am sharing is public information; I merely condensed it for your better understanding.claimed to be managed by Lombard Odier of Switzerland Fairly new.. Launch in may 2025. Anybody heard of it? The arrangement is a feeder fund by Hong Leong Asset Management that feeds into Lombard Odier's LO Funds - All roads [Growth/All Roads (this is balanced, supposedly)/ All Roads Conservative], (EUR) I A. [The "I" denotes institutional, and the "A" is accumulation class] Details of feeder fund: https://www.hlam.com.my/fund_hub/daily_price/ Details of target fund: https://am.lombardodier.com/funds There are 3 funds: Hong Leong All Roads Balanced, Hong Leong All Roads Conservative and Hong Leong All roads Growth. At a glance of the fact sheet, invest in sovereigns, bonds, derivatives etc... Strategic alliance between HLB and Lombard Odier: https://www.hlb.com.my/en/personal-banking/...bard-odier.html seather liked this post
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Sep 23 2025, 12:05 PM
Show posts by this member only | IPv6 | Post
#3344
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Senior Member 2,424 posts Joined: Dec 2005 Male |
QUOTE(Kelefeh @ Aug 18 2025, 04:21 PM) that is crazy high ! Thinking of withdrawing my funds from Public Mutual.Public mutual 5.5% also very high already By the way does sales charge subject to SST now? Since it broadens to finance service charges Some funds are performing so bad (4 years period). Wondering where i should invest in. |
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Sep 23 2025, 01:00 PM
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15,305 posts Joined: Mar 2015 |
QUOTE(ryansxs @ Sep 23 2025, 12:05 PM) Thinking of withdrawing my funds from Public Mutual. Have you compared the PM ut funds of these "performed so bad in 4 yrs period" with funds of the same mandate/objectives from other fund houses?Some funds are performing so bad (4 years period). Wondering where i should invest in. When compared with others of the same mandate, then maybe then can roughly see / decide if the performance was the same or on par with other fund houses. |
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Sep 23 2025, 01:09 PM
Show posts by this member only | IPv6 | Post
#3346
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Senior Member 2,424 posts Joined: Dec 2005 Male |
QUOTE(MUM @ Sep 23 2025, 01:00 PM) Have you compared the PM ut funds of these "performed so bad in 4 yrs period" with funds of the same mandate/objectives from other fund houses? Firstly i admit i did not invest outside PM (for mutual funds). But i do have mutiple funds within PM. Some perform, some doesnt.When compared with others of the same mandate, then maybe then can roughly see / decide if the performance was the same or on par with other fund houses. Hence, the question here on alternatives. No point of keeping your money for 4 years and getting worst return than FD. |
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Sep 23 2025, 01:51 PM
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15,305 posts Joined: Mar 2015 |
QUOTE(ryansxs @ Sep 23 2025, 01:09 PM) Firstly i admit i did not invest outside PM (for mutual funds). But i do have mutiple funds within PM. Some perform, some doesnt. If you want to stick to UT, then hv to compare with funds of the same mandate from other fund houses to determine if it was only PM or it was same with other fund houses. Hence, the question here on alternatives. No point of keeping your money for 4 years and getting worst return than FD. If you want to move from PM none performing funds to PM performing funds, just beware of concentration risks. Fsmone website has tools that can display performance of the funds you want. ( maybe except PM), If you does not want UT anymore, then there are specific threads in lyn that focused on it. This post has been edited by MUM: Sep 23 2025, 01:54 PM |
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Sep 23 2025, 02:10 PM
Show posts by this member only | IPv6 | Post
#3348
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Senior Member 2,424 posts Joined: Dec 2005 Male |
QUOTE(MUM @ Sep 23 2025, 01:51 PM) If you want to stick to UT, then hv to compare with funds of the same mandate from other fund houses to determine if it was only PM or it was same with other fund houses. which fund houses that you recommened?If you want to move from PM none performing funds to PM performing funds, just beware of concentration risks. Fsmone website has tools that can display performance of the funds you want. ( maybe except PM), If you does not want UT anymore, then there are specific threads in lyn that focused on it. |
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Sep 23 2025, 02:18 PM
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15,305 posts Joined: Mar 2015 |
QUOTE(ryansxs @ Sep 23 2025, 02:10 PM) If you move out of PM to other fund houses, you will kena sales charges again. Determine what fund mandate you want in your portfolio. Then, check the funds of the same mandate using fsmone tools. Then compare the consistency of the performance with funds from other fund houses. (Including its risk ratio too) I usually Try not to be to focused on a particular fund house. |
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Sep 23 2025, 02:45 PM
Show posts by this member only | IPv6 | Post
#3350
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Senior Member 2,424 posts Joined: Dec 2005 Male |
QUOTE(MUM @ Sep 23 2025, 02:18 PM) If you move out of PM to other fund houses, you will kena sales charges again. Based on your advice, i am sure you had done what you are suggesting.Determine what fund mandate you want in your portfolio. Then, check the funds of the same mandate using fsmone tools. Then compare the consistency of the performance with funds from other fund houses. (Including its risk ratio too) I usually Try not to be to focused on a particular fund house. Hence, in your comparison study (even though you are not focusing particular fund houses), i am sure you noticed trends such as good fund houses compared to PM. Say for example, for funds such as AI or ESG related funds. What is your take on good fund houses? I am just asking to get some ideas for alternatives, thats all. |
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Sep 23 2025, 02:51 PM
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M
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15,305 posts Joined: Mar 2015 |
QUOTE(ryansxs @ Sep 23 2025, 02:45 PM) Based on your advice, i am sure you had done what you are suggesting. Previously PM also has some good funds like small caps fund and some others award winning funds.Hence, in your comparison study (even though you are not focusing particular fund houses), i am sure you noticed trends such as good fund houses compared to PM. Say for example, for funds such as AI or ESG related funds. What is your take on good fund houses? I am just asking to get some ideas for alternatives, thats all. Current year Malaysia 2025 | LSEG Lipper Fund Awards | Find Winners https://www.lipperfundawards.com/Awards/Malaysia/2025/Fund ryansxs liked this post
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Sep 23 2025, 03:07 PM
Show posts by this member only | IPv6 | Post
#3352
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Senior Member 2,424 posts Joined: Dec 2005 Male |
QUOTE(MUM @ Sep 23 2025, 02:51 PM) Previously PM also has some good funds like small caps fund and some others award winning funds. Thanx mate...Current year Malaysia 2025 | LSEG Lipper Fund Awards | Find Winners https://www.lipperfundawards.com/Awards/Malaysia/2025/Fund At least with the link, i can see some comparisons based on the fund types. MUM liked this post
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Sep 23 2025, 09:46 PM
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125 posts Joined: Aug 2020 |
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Sep 23 2025, 09:55 PM
Show posts by this member only | IPv6 | Post
#3354
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Senior Member 2,424 posts Joined: Dec 2005 Male |
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Sep 23 2025, 11:08 PM
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125 posts Joined: Aug 2020 |
QUOTE(ryansxs @ Sep 23 2025, 09:55 PM) Public mutualbut is because I switch from US fund on april during the big drop and park larger portion into bond fund and put smaller portion to china fund, so end up I am just close to break even from the losses btw is pb greater china A share fund, you can search via their chart performance website ryansxs liked this post
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Nov 19 2025, 12:13 PM
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